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(GME DD) One DD to rule them. One DD to find them. One DD to to bring them all and in the darkness bind them.

(GME DD) One DD to rule them. One DD to find them. One DD to to bring them all and in the darkness bind them.

Ok retards listen up. Been seeing lots of cucks writing small DD pieces of bullish or bearish shit. You cucks need to read this cos this is the whole fucking thing.

this is also basically my magnum fucking opus so upvote retards. Dont give me awards, legit go buy a powerup membership for a year. Cant tell you to buy shares because we gonna get closed down by SEC somehow.
im also not some fininacial advisor or whatever just read this and make your own conclusions degenerates. Im not fucking liable lmao but i am balls deep 125 shares @ 19 average now, its literally all I have on this earth.
TLDR: GME DD sumarized, Margin wont affect longs the same way as shorts right now. Dont buy shares on margin though and get ready to supply collateral regardless. Short interest is up and some smart retards are on our side. Read the post to raise your IQ from 8 to 9 though. 🐻 🌈s mega fuk and even posting high level bear shit to scare us.
Compulsory 7 rockets so you autists dont start having a seizure or something:
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Basically been seeing posts about "blah blah margin this, short interest this, WS to clever blah". Going to split this post into distinct sections but im no english degree cuck so dont expect any bear bloomberg level shit or something

1. GME is a fucking steal regardless of squeeze. Buy now or be left on a dying planet while we head to alpha fucking centauri.

So basically everyone here knows about Ryan cohen and his horsemen of the apocalypse coming to steal melvins lunch money. This man bought apple stock in 2017. Hes fucking rich. Hes also an eccommerce wizard, taking CHEWY from a measly 100k co-founded company to a $4 Billion company in 2017 at which point he sold it to petsmart or something. Its now valued at $40 Billion, granted anything eccommerce now gets money thrown at it like a stripper in a high flying strip club or some shit idk im a virgin so dont listen to me, so it may well be a bubble. Regardless the thing grows its revenue like bacteria doing binary fission on agar jelly 🚀🚀🚀🚀.
THEY SELL FUCKING PET FOOD. the market for that is like what? $1?. Gaming is going to the moon and is basically recession proof because of how cheap game is compared to other things for how much you get out of it. Any bears saying that Gamestop cant compete with digital or with amazon. Ryan cohen already slapped amazons head in with a no name brand. Hell fucking do it again. About digital everyone here already knows, microsoft deal, Ryan cohen also mentioned the possibility of having "Digital game exchanging" or something, image below.
Online trade ins. It says online.🚀🚀🚀🚀🚀🚀🚀
He also mentions streaming, digital content etc and aside from all the digital stuff wants GME to move to a community centric structure where big stores operate with VR centres, Internet cafe, table games like Dungeons and dragons and 40k (rapidly growing somehow will boom post covid) and as we now might know due to this post:
https://www.reddit.com/wallstreetbets/comments/kypuyb/gme_dd_buildapc_kiosks_coming/
BUILD YOUR OWN PC KIOSKS. This is the literal smell of money. Go to your Gamestop to build your PC with your kid? Gamestop is already the goto place wher your parents go to get you your latest digital fix so now they can go build PC's and it cant go tits up?
Now for some pussy boomer talk (aka fundametals or something).
The expected Q3 EPS was -0.84$ or something close to that. The actual loss was -0.53$ but boomzoids only talked about the revenue drop. No shit sherlock its closing all its dead weight stores.
In the holiday report I will talk about a bit more below, 11% of stores were closed and revenue dropped only 3%. Comparitive store sales increased nearly 5%. They cant get enough consoles to sell so expect the momentum to carry on for the whole year I expect. Eccommerce is up 300% over holidays. In Q3 they reported 800% to date. In 2020 Gamestops eccomerce went up 24x. YES YOU READ THAT RIGHT. Online sales now account for ~33% of Gamestops sales now. This is literally gold dust for ryan cohen.
We are still trading at 0.38 P/S at this price. The average P/S for the SP500 is 2.753. Massive upside on these two numbers alone.
Burry got in this for the MOASS and the intrinsic value. At the time intrinsic value was like $22 and this will pump up as RC takes it to new heights.
GME in Q3 somehow halved the expected loss. Big Bad Boomer sherman somehow didnt fuck it up that bad by saying "omnichannel" at the speed of light. Yes the revenue dropped 30% but thats covid for you. As the PC kiosk post above shows GME now sells small items basically so fast they have to have fake stock lmao. The new console cycle always spikes the share price sky high too, as youll see in a crayon drawing later. The potential revenue that this console cycle brings in could be huge. Biggest ever is potentially a true statement and Gamestop sells every fucker they get. Combine the fact that they share game pass ( a massive hit) revenue from the xboxes they sell, something no other retailer has, revenue could be sky high.
Now I know you autists are starting to develop short term dyslexia or something but keep reading. This could be the most important piece of shit you read in your life. How do you think I feel? My brains overheating just trying to write coherent sentences.
Holdiay report was a bear trap imo, saw people saying the decrease in revenue was bearish blah blah blah. Lies. Comparitve store sales rose 5% and thats with some towns having like 4 gamestops. When the leases dont get renewed and these stores get liquidated (Also in Ryan cohens letter) they can just get this influx of cash and pay down debt and invest in logistics and marketing and new growth. Gamestop realistically needs like 1/2 the stores they have now and just need to improve efficiency.
https://www.entrepreneur.com/article/349890 this article the messiah himself wrote. In it he states:
At Chewy, we had maniacal discipline when it came to how we spent money. The company-wide culture of frugality came from his example. Free cash flow was our unwavering governor of growth. We grew Chewy from $200 million in sales in 2013 to $3.5 billion in 2018 while spending only $130 million in capital, all of which went into opening distribution centers across the country and acquiring new customers.
Maniacal. Thats all I need to say. The guy is going to get to mars before papa musk and he wont even break a sweat. When FCF starts to catch up to WS expectations every analyst who donwgraded them is gonna get ditched and upgrades will start to happen.
So in the heading i said its a steal. That implies some future higher price target right? Well here is my guess for a conservative price target based on the information above and also some more I probably forgot cos im a retard.

The difference is where share price looks to be and where market cap places us is due to difference in outstanding shares (another reason shorts are fuk)
The difference is where share price looks to be and where market cap places us is due to difference in outstanding shares (another reason shorts are fuk)
This alone means if for not inflation adjusted terms we reached 9.8Bn or whatever the crayon chart says we should reach:
9.8/2.48 = ~3.95 3.95 * $35.5 = ~$140. The share price now to reach old mkt cap is $140 fucking dollars. Thats a 4 bagger from now. It gets better.
from statista :
Considering the annual inflation rate in the United States in recent years, a 2.24 percent inflation rate is a very moderate projection.
If we take 2.24% inflation, the this share price target in todays money means we should reach $182 because of $140 * 1.0224^12, = $182 in adjusted. Thats more than a 5 bagger. basically we could see $10 GME price from short manipulation and buying more is basically a lottery ticket!
I really dont understand the bear thesis. The only bear thesis ( short term this one) was that margin would affect longs more but I looked at it on ortex and its basically bullshit. Buy shares with cash though dont use margin. Own your piece of GME dont borrow it. Bears just spout "DigITaL" or "BlOCKbuSTER" so much Ryan tweeted a shit emoji at them. All the bears think theyre clever. What the fuck makes those cucks special? How are they different now than the ones from $2, or $4, or $10.
Bears are betting against:
Ryan fucking cohen, buisness legend CHEWY from 100k investment, now 40 billion
Michael burry, Investing legend, predicted the housing crisis and is in GME since april
u/DeepFuckingValue , the new WSB god chad, now basically a whale
Reggie Fils-Aimé, gaming and buisness legend, former COO of nintendo
Senvest, a mega fund thats actively managed
Norweigan sovereign wealth fund
Fidelity, Vanguard and blackrock own this shit and are never selling they literally dont give a shit
All of WSB has now formed a shield wall against the bears
Microsoft gave GME highly discounted azure deals and free office use for all employees and a revenue sharing agreement. Bears are stupid if they think MSFT didnt vet GME.

Some valid bear thesis left now (the only ones left) -- Ryan Cohen dies.

2. Now some analysis on the short squeeze and some technical data on puts and calls and ortex data.

Ok everyone on here and their cat, dog, bedbugs and wifes boyfriend knows about the squeeze. Jimmy chill aka cramer even talking about it. Gamestop is literally the most shorted stock of all time and space. The squeeze makes every autist salivate because its basically free money while cucking big money out of like what 1% of their fund.
Although I know all you cucks hate shares, and hate holding, if the squeeze doesnt happen selling is probably the most retarded thing anyone could do. Its literally buy high sell low and you fucking disgust me. STONK ONLY GOES UP.
This squeeze is so monumental that its been sucking sharks in like fresh blood. Most of the funds where shorting this from 30-15 dollars before this year so they didnt really care. It all changed with 2 people. u/DeepFuckingValue and Dr. Michael Burry. These guys are as OG as it gets with GME. I think u/DeepFuckingValue may have even sniffed this trade out before the legend himself. Since then funds will have churned this through their rules and started jumping on this train. Ive been in since $13 with 125 shares. If I had more money Id be buying but im just some stupid student ok. Im merely a medium for this money made information.
The stats for this stock now short wise are, from ortex:
Concrete short interest as of 31 December 2020: 71 Million.
Estimated short interest, January 11th data: (This isnt predicted, this is from data in flow, has margin of error) : 77 Million
Short shares on loan 7 days ago: 50 Million
Short shares on loan now (This breaks the bearish margin calls affect longs more thesis): 54.2 Million
% of known float short: 147% as of 31 December 2020
% of know free float on loaned shorts: 108% as of January 11th.
Some guy on here took into account extra buying on wednesday, Institutions, Burry, RC's extra 7% and WSB ownership (something so stupendously retarded no serious firm will do it) that float on short could be in the 100s of %. Total short float now I would say could be 200-400% if the numbers are correct. This pisses on all other short squeezes. Some countries ban shorting above 100% cos of how autistic it is.
The recent hike in interactive brokers available shares is probably a mix of sell off on friday (remember some guys are now buying lambos with GME money. If they held they could buy 10), calls exercising and puts being covered and brokers ditching the shares. Nakedshort even reported 5 million naked GME shorts on friday. This is bullish as fuck because the best the shorts could do on a red market day was -10%.
Gamestop is still on the SECs threshold list for 27 days now.
This shows naked short selling and downwards pressure hasnt capitulated
Need rockets 🚀 🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀:
Ok so now if WSB owns an estimated 6-8% of the stock and we all know to move over to cash accounts now to avoid margin calls, we should be minimizing longs getting margin called. Every bear on stockwits is a clueless cuck who spouts "blockbuster" and these guys dont even know what margin even is so my bet is the colossal 54 Million shares short on loan are gonna be affected by the margin calls more. Why? Because every long on margin is in the green, and now a true zealot/extremist/autist for ryan cohen so will supply their account with collateral to avoid margin call. Shorts are in the massive red zone. How do I know you ask?
Ortex data from Jan 4th 2021:
This is the data from ortex for short interest for Gamestop for Jan 4th
So this shows for jan 4th the estimated short interest is 66.98 Million shares. From the exchange reported 71 Million on december 31st this makes a lot of sense because the share price fell from ~21 to ~17 so shorts took profits. The shares on loan arent for longs too. This is all purely short data, and 47M shorted at $17 this shows.
These shorts are in a circle of hell we cant comprehend and makes satan scared.
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Now for the data for this week:

Ortex short data for Jan 14th for Gamestop
SHARES ON LOAN HAVE GONE UP. BUT 87% OF LOANED SHORTS WHERE SHORTING AT SUB $20.
Cost to borrow is also up, estimated short interest is up to a cataclysmic amount.
Longs on margin need to supply collateral, but we are in the massive green zone, shorts are underwater. Margin calls will ravage the shorts and sting the longs. We also have the uptick rule in place until the end of the day, so shorts can only short on the way up. Im not saying itll happen but this shit is skewed in our favour big time. we need to 💎🙌💎🙌💎🙌💎🙌💎🙌💎🙌💎🙌💎🙌.
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Seen a lot of talk about Gamma hedging and delta.
You realize that the fucking bankers and brokers dont understand gamma hedging right? That shits up their with the black-scholes equation and feynman-kac solution. Forget about it. The retards claiming to understand it are either payed by hedge funds or lose money. The guy who took out outs thinking options exercising and gamma hedging would lead to a collossal sell off on friday lost money on his puts because no one except some quants in a goldman sachs server room know this shit. The idea is simple about neutral delta on options that people take out, but the simple system interacts with every other thing in the stock market, and wow who couldve guessed it, like nearly any other element of the stock market predicting something by the day is nigh impossible. That guy talking about Gamma , Delta and margin calls is on weeklies. Hes no more autistic and equally retarded as all of us. Hes a chill guy though so dont berate a fellow brother.
Now weve established the likelihood of longs getting margin called is far smaller than shorts, on to the options distributions
Two images now: Top one is before the end of the 15th, the other one is after market close:

This shows the suspected melvin puts (51000 contracts, 5 Million shares, rolled up from july, strike price $24) and lots of big ITM calls.
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This shows the big put contract didnt get rolled over and the big ITM calls got exercised on friday. Large puts are underwater big timem while calls are in the big tendy zone.
These two graphs, show before market close and after. As we can see the massiver 51000 put contracts didnt get rolled over and the chances that those were melvins july puts rolled up is very high. They expired worthless. Lots of calls are printing big time while huge amounts of puts are worthless and bleeding money.
Something else we can extrapolate from the charts is that massive options trades are not present on the scale we saw before (tens of thousands).
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We are seeing a discrepancy in the number of puts/calls opening up at the higher prices with calls gaining fast. This could show that some funds are now becoming optimistic on the long or short term prospects of gamestop. There are also more puts than options and if we assume this for shorts vs longs on margin (without even taking into account that all shorts are borrowed shares and pay interest further bleeding cash) then shorts are likely on more margin than longs.
Regardless fellow autists my main point is two show that the bears are underwater and the bulls are flying high with regards to options.
Now lets compare this possible squeeze with others.
Bear in mind this is the most shorted stock of all time, but differences in free float change the share price differently.
Kodak went from $2.16 to $33.2
Volkswagen went from ~200 euro to nearly 1000.
Overstock went from ~$21 to $123
Blue apron went from $2.31 to $18
Ive been seeing some estimated that 1 million shares is roughly a dollars move in share price. This maths is about to be pretty autistic so bear with me degnerates.
$1 now is 2.81% of the share price. Everything in the markets is exponential and based on percentages. So if we assume a full squeeze of ortexs estimated short interest (This assumes no sell off and no new shorts, new shorts can be positive or negative depedning on when in the squeeze they happen) $35.5 * 1.0281^77 = $299. GME to moon. 🌑 .
This shit can happen. Hold on.
GME has squeezed and been manipulated before and it always happens around the console cycles. Shorts never win and they wont win now.

This post right here I found months ago and got me in the squeeze from the honourable and valiant u/Uberkikz aka Rod Alzman
Basically the crayon chart shows green (outstanding shares) orange ( short shares) purple (Market cap) and cyan (Share price). In 2006-2008 the share price rose in tandem with short interest ( Like now ) Until console releases when you can see an abrupt squeeze happend mooning the share price.
This happend to a degree in 2013 with the xbox one but worse conditions for the company and a worse console launch lead to slow short covering but the share price still mooned.
Now we get to the best part. History is repeating itself for the third time and the shares sold short are literally higher than the outstanding shares, which have been decreasing since 2010. Short shares are also at the highest point ever and GME hasnt had a brighter future, well ever. Ps5 and Xbox Series X. are the two most hyped consoles since the Ps2. This is setting up the foundations for massive price movements weve never seen before. This shit has literally never happend, ever. Uncharted waters and we are the captain.
For the insurmountably retarded autists who think that the squeeze has happend look upon this and despair:
https://www.reddit.com/wallstreetbets/comments/kwpf6k/gme_gang_there_hasnt_been_a_short_squeeze_yet/
IHOR IS A MEGA WIZARD
Ihor I quote:
A long-buying tsunami ... is the primary factor for the price move
Ihor Dusaniwsky is managing director of predictive analytics at S3 a firm similar to ortex. He told bloomberg that the squeeze hasnt happend yet and that this was long buying. If someone knows this shit its him. He was talking about the tesla squeeze in january 2020. He has access to resources we can only imagine. Barrons cut his comment that the squeeze hasnt happend yet out it was that fucking bullish. All the media ramming down "Short squeeze has happend" down peoples throats because bears are fucking scared.
The bots on stocktwits spamming bearish sentiment should show how rattled they are.
Edit: You fucking degens just enlightened me that cramer pump is real, funds are ruminating over the long weekend, and stmmy bills pumps stonks and that stimmy bill buys many an xbox. See you at andromeda! Also more rockets.
Edit**: Some autists thought lottery ticket was misleading so instead, gauranteed lottery numbers!**
Edit 3: RYAN FUCKING COHEN TWEETED THE HOMIE JUST TWEETED. PEANUT EMOJI. HES 1) NUTTING 2) SAYING 35 IS PEANUTS 3) GIF SAYS THERES A CHANCE, SHORT SQUEEZE IMMENINT HOMIES
Edit 4: Amazing post here showing that unlucky prize guy was wrong like I said. Ihor also talked about the hypothecation agreement.
Edit 5: This is true and I forgot to add
from u/luncheonmeat79 via /wallstreetbets sent 2 minutes ago
There’s also the chance of a ratings upgrade. Moody’s and S&P have GME at B3 and B-, which is rated “highly speculative”. Ratings are reviewed every quarter, and a review might be due this month (i.e. this coming week or next). Good chance that the agencies might upgrade GME to a B2/B, or even better to the next higher band (Ba/BB).
Edit 6: We are scraping 42 in frankfurt. Granted its low volumes but pre market should open at these prices I think?
Conclusion: Buy shares with cash not margin. Hold shares forever unless RC dies (Shame hes a cybernetic demigod), Melvin bad, Shorts fuk, 🐻 🌈 posting bearish shit are doing weeklies for the second time after they expired red on friday, GME to $200 without squeeze, Ryan cohen a god, GME is still a value play, Good luck have fun.
submitted by TitusSupremus to wallstreetbets [link] [comments]

My husband is currently on a vacation with his mistress & I'm confronting them...

Hello Reddit! Forgive me as I am new to the online community. Just wanted to tell my story and maybe get some input. I [37F] accidentally found out last month my husband [38M] was using 'work trips' as an excuse to sleep with his also married coworker who lives across the country. When I say accidentally; he sent me a screen shot of Amazon purchases for our children and included at the bottom of the photo was a delivery to this woman. So yes, the worried wife in me checked his search history and email. It was all right there! I learned his November trip was a romantic getaway but this current one is luxurious! A spa resort complete with couples massages, couples cooking classes and monogramed bathrobes from etsy. He mailed her a box of gifts a few days ago for Christmas (how sweet), he purchases sexy lingerie, sent her money on venmo and even started planning a January trip to Las Vegas. I was furious when I learn all this but I kept my composure.
My plan: He left this morning for his 'work trip' but before he left I gathered all evidence of his affair. I spent 4 weeks collecting emails, credit card statements, reservations and confirmations. I wrote him a 10 page letter, put it in an envelope and taped it inside the lining of his suitcase. I plan on sending a group text to him and his mistress right after check in telling them to enjoy their trip. I will also inform them that a letter is in his suitcase and that I want a divorce. I wrote a special section just for her and I want to make sure she sees it so I will be emailing her the letter as well.
He is currently in the air. My group text goes out this evening. Stay tuned...
UPDATE!
His flight landed 1 1/2 hours ago. He told me he would text me when he landed and he has yet to do so. I have text him twice, they were delivered but not read. I checked our phone records and he text both me and her during his lay over. His email shows no Uber receipt from his final destination airport to his hotel. She must have picked him up. Something I probably should have clarified in my OP. She lives in the state he is visiting. So he flew alone.
I will be sending a group text to both him and his mistress in 2 hours as that will be 4pm their time and check in.
UPDATE #2
Sent pictures of our children and he did not respond. FYI he is in the middle of the desert.
My texts are going through green which puts a monkey wrench in my plan for a group text to him and his mistress. Need suggestions. Should I call the hotel? Connect right to their room. I worked so hard for this, it has to be tonight. HELP!

UPDATE #3
Thank you to everyone standing by and waiting. My best friend has come to my house to help me through this. It seems my texts are going through green (undelivered) but when my friend tried it is blue and delivered.
HE HAS BLOCKED ME! I guess that helps his guilt.
The plan now is to call the hotel. Will wait a few minutes after check in to make the call. Very soon. Please stand by.

UPDATE #4
Like most of you predicted he does not care, He had zero answers for my questions. That was. the mot hurtful part. But guess what, I have all the emotional support and economic support so i'm not mad. Every question I asked he had no response because his mistress was sitting there. I suspect when he is home alone with me, his answers will be different. I have made sure that he will not emotionally and financially fuck me because I have secured support from family and friends. He can go FUCK himself!!!!!!
UPDATE #5
Called his hotel room. Talked to his mistress and finally lost my shit. He ended up calling me a few minutes later and had zero empathy. I'm shocked, but I'm not. He said a divorce was in order and fought me on nothing. I expected him to be sad, he was not, but thats ok. I started packing up his shit, I have some great friend who helped me put everything in the garage. Good riddance? I guess so...
The Morning After
I wake this morning broken. My house is in shambles as I went on a rampage yesterday ripping photos off the wall, throwing his stuff in piles on the floor and breaking random objects in anger. Now that I've had a nights sleep I feel that I am a bit clearer in my thinking as I analyze the 'conversation' we had yesterday. He was different on the phone. That was not the man I know, but who was the man I've known? Because everything was a lie. The only thing he cared about on the phone was getting the kids. Which is perfectly ok, he should want to see his kids. But he refused to answer any question I had or admit to anything. I personally feel his lack of remorse was because he was sitting in front of his mistress. If I confronted him at home this would not have been his reaction. When he comes home Monday night I expect to see a different man. Also, in my conversation with the mistress I learned she is recently separated.
I called my mom. That was hard. While she and my dad have always been loving and supporting it was hard to make that phone call. I felt like a failure. I know it wasn't my doing but to admit that I made a poor choice in a spouse was difficult. Was this all because of a mistake I made 13 years ago? Honestly it doesn't matter. I have 2 days to empty my house of his things.
Who do I tell? Do I call his dad? Do I tell his mother? Best friend? Work buddies? I wish there was a manual on how to do this because I'm lost. Even with all my preparation I'm still humiliated.
Luckily he did not take his house keys when he left. So no need to change the locks, I'll be removing his keys and sending him on his way. I don't plan on seeing him when he gets home Monday night. Doors are locked, everything you own is in the garage, have your people talk to my people and I'll see you never.
Preparing for the Return
My friends and family have been wonderful. I am so fortunate to have such great people in my life. Yesterday they came to help me move all of his clothing to the garage. His collectibles were all packed up and sitting here, waiting to be appraised. It took a very long time and I was exhausted afterwards; but it was necessary. I honestly don't think he expects me to have gone to such great lengths to remove him from my life. Because I was so emotional when I confronted him there is a chance that he thinks I will want to reconcile. Fat chance, buddy. His flights lands a little before 10pm tonight. When he Ubers back home the doors will be locked. He told me on the phone he was just getting his car and leaving. I will be holding him to that. Something I should have mentioned earlier, the house is in my name only. He had no credit when we first started looking so everything is in my maiden name and purchased by me. Health insurance, car insurance, cell phones, utilities are all in my name. The only thing his name is on is his car. I think he realizes now that could all come back to bite him. I don't want a messy divorce, I'm willing to listen to his demands and try and meet in the middle on as many things as possible. He obviously doesn't care anymore so I'm going to do my best to not care and treat this like a business deal.
Update late tonight on his return. Thank you to everyone following and showing support. You are appreciated.
The Dust has Settled
It's been a few days since his return. For a man who so diligently planned a secret retreat with his mistress he took no time to plan for his return 'home.' He has been living in the basement since Monday. I allowed him to watch the children open gifts on Christmas but he has since returned to the basement. We have contacted 3 mediators and have appointments next week to start the mediation process. It's obviously over. We had a conversation/argument upon his return and he actually asked about reconciliation. I laughed. I laughed uncontrollably. Of course he pushed blame stating that our marriage has been over for a long time. Well, that's news to me. His actions of an affair were selfish and avoidant. He didn't want to have that hard conversation with me about counseling or divorcing and this route was easier and a lot more fun. Let's face it, he likes the attention of 2 women loving and pining over him. Well, I'm not longer playing that game. She wins, and oh what a prize he is! I have been amicable about talking about the terms of our separation. My biggest hang up is her. He may continue seeing her and I have questions about her character. What kind of woman/mother cheats with a man she knows is married and knows has children? When I confronted her on the phone last Saturday and asked her that question she was silent. I asked if she was 'sorry' and it was as if the line went dead. That kind of person I do not want around my children. People who show no remorse, especially when they are in the wrong, are not kind people.
I have found solace in friends and family and thank you to everyone's recommendation of ChumpLady. I'm half way through the book, read through the website and find it so helpful. Thank you again to everyone. I can't believe the outpouring of support. To the trolls, sorry you think I'm an unfit and inattentive wife, but cheaters cheat because they want to. Thank you again to all, not sure if you want a mediation update or if my story is over. Either way, I'm happy to have 'met' you all.
Where is the 'fault'?
If you listen to the books and advice always given about cheaters it all says the same thing: It's not you, they made a choice. MY STBX insists things were bad. While I don't think we were Pam and Jim or Lucy and Ricky, I think things were good. This process has made me review who I am, who I've been and who I want to be. Could I have made changes? Yes. Was I perfect? Absolutely not. But my decisions and actions were never detrimental to our marriage. They were more like sacrifices. And now I'm having those sacrifices thrown at me and I'm being called neglectful. Is all this about attention? A narcissistic need to be the apple of someone's eye? Him and the AP are now blissfully in the honeymoon stage. Vacations, late night phone calls like teenagers, present buying, etc. But what happens when the other shoe drops? What happens when she sees that he has very little patience with children? That he will walk past a a sink full of dishes completely blind to them? When he doesn't pay the phone bill for 2 months because he is spending money on silly gadgets? What then? While it's not my problem, I'm sure his AP will take issue with these things. Perhaps then she will be put in the situation I've been in for a decade. Should she be the glue and hold it all together or should she neglect responsibilities for his neediness? I've been told by him ( someone who is having a relationship and spending large sums of money on someone else) that I'm at fault. Perhaps, but what about the decades of cleaning up your messes? Maybe if I would have had 2 hour conversations with him every night things would be different, but to be honest, I'm happy I'm here. Now reflecting back I see how under appreciated I was. How neglected I was. All these year I thought I was helping but I was really being taken advantage of and this affair is no different.
Just a word of advice to all the mess cleaners, excuse makers, and spouse sheltering people reading this. Stop. Stop now. I've learned that all the 'helping' is simply them learning how to manipulate you. Draw that line in the sand. Prepare for an uncomfortable situation when they start to stumble under the pressures of real life. But don't lose yourself. I lost myself years ago and it's not a place you want to be.
Mediation & The Move.
We had our first mediation appointment via Zoom yesterday. It was very amicable, but only because I don't want to fight and I just want this to be over. He apparently wants nothing. Not the house, not the furniture, not what he's entitled to of my pension; he just wants to be done as well. As I've been packing up things in the house to declutter I've been offering him things, but he wants nothing. I suspect the moment our marriage is dissolved he will be packing up his collectables and clothing and driving across the country to live with her. I guess I should be ok with this as I don't want to be married to him anymore. It just kills me that he will be moving in with her and helping her raise her 2 children while mine are fatherless. It makes me so angry. Seething. The man who was abandoned by his father is now doing the same thing. Something he said would never ever happened because of the mental issues it has given him today. Well, it looks like that, as well as mostly everything else, was a lie. Again, I take solace in the fact that their honeymoon phase will be short lived. Reality will smack them both in the face and she will realize that he can be more hurt than help.
While I wish him well and hope the best, our kids deserve more than a Christmas/Easteone week in the summer father. No dad at basketball games, cub scouts, birthday parties and school plays. Meanwhile AP will have him and her children's biological father. I guess nothing in life is fair and my boys will have to learn that lesson early than I had hoped.
He's Gone.
My STBX left yesterday morning to visit her. I told him to go. I didn't want to spend NYE with him and our COVID circle friends who we celebrate with have zero interest in seeing him either. He booked a flight 30 minutes after I told him to go. My only stipulation was that he is back for this weekend as it's my birthday and I really need a day to myself. I've watched the kids for 3 weekends now while he went to see his mistress, I thought I at least deserved my birthday to relax. He text me while he was boarding that he won't be home for my birthday. Well then... He claims when he booked this he booked a return for the evening of my birthday. When he tried to change it he was put on standby, it would cost $1000 to change, it was a red eye etc. The excuses kept coming. He apparently does not realize I have access to the internet as well and flights are less than $300 with the airline he flew. I told him this and he said those flights weren't there when he booked (lies) and he will take care of it. I just want him to be honest. If you don't want to be here for my birthday, just say it. If you don't want to spend the day with your children, just tell me. I can't force you to be a parent. I told him the flights were available and affordable, it's his choice to rebook. Ball is in your court. That's all I can do, right? Stay tuned for an update on his return this weekend..
NYE Nightmare.
It was 12:40am on NYE and there was still no call from him. I was angry for no other reason than I explained to the kids that even though daddy wasn't with us he would call at midnight to talk to them and wish them a Happy New Year. I was made to be a liar. So, I text my STBX and his excuse was, 'they are with their friends, I didn't want to bother them'. Excuse me? Bother them? You mean you didn't want your kids to bother you is what you are really saying. If I was across the country on NYE without my kids I would have called and done the countdown with them via facetime. I think most parents would. But not him. He said, "If you would have told me that you told the kids I'd call then I would have." He tried to spin this on me, that I created this mess. Why do I have to tell you that you need to call your children at midnight? This small act said a lot to me. Our children are not a priority. I guess he didn't want to ruin his perfect vacation at his new girlfriend's house with her children. He has a nice new family now. Today is my birthday and he returns this evening. I told him in my NYE text that I will speak to him on the 12th, our next mediation meeting because I'm done. I tried to be civil for the kids but he is not putting forth the effort for them.
Liar Liar, Pants on Fire.
The past few days have been strange. We rarely talk (a decision on both our parts) and when we do it's about mediation, plans moving forward, or the kids. We have been civil and communicating well about those items. We are also friendly in front of the children as not to upset them. The situation is strange because we are getting along, there is no arguing, it's a shared focus to just get through mediation and divorce. That's fine by me. Last night while I was cleaning the kitchen I heard him on the phone in the basement. I guess he didn't realize the door was left open by one of the children. Not wanting to be a part of the drama anymore I went to close the door. At that point I heard him tell her how 'crazy' I have been acting. Excuse me? We don't speak and when we do it's very civil. How is that crazy? Well, he proceeded to tell her about a conversation we had and he lied about everything. While the conversation part was true he told her I exploded, I was in a rage, I was crying etc. None of that was true. He explained how he laughed in my face at my rage, also not true because there was no rage. I had told him awhile back before the NYE debacle that I would start dating eventually and he proceeded to tell her that I was bragging about guys I'm meeting. So far from the truth. I slammed the basement door. I'm sure he knows I heard. So I ask, 'Why the need to lie and make me a villain?' We aren't staying together, I have no reason to fight with you anymore, that's why we are paying a mediator. Why start lying to your new girlfriend that you love? How is that a good way to start a relationship? I don't know what is happening here...
This is my concern: This woman and him are in love and want to start a life together. Ok, thats fine, God bless and congrats. But, this woman only knows me by the stories (which I'm assuming are all lies) he has told her about me. If he does move across the country to be with her, how can I trust a woman who hates me because of misinformation to treat my children properly? I don't care if she hates me personally, I'll still sleep fine at night, but now I'm worried about sending my kids in the summer to stay with them. I want to confront him about this but I know I can't. Maybe it's not that I can't, but I don't know how. Also, he has told no one we are separated and definitely has not told people why. How come? You initiated this, you cheated, you are happy now, so why can't you tell people? He told his father that he was bringing the kids alone to visit him because he and I 'weren't seeing eye to eye at the moment.' What?! I would assume he's afraid to face the music or is just finding comfort in the little love bubble he has created. He chooses to not face reality. He has yet to look for an apartment for when the divorce is finalized but has booked another fight out to see her for Valentine's Day. He is refusing to face reality and it's so frustrating.
We have mediation on 1/12 to discuss custody and hope that we can settle everything and get the paperwork moving. I'm having a scheduled phone conversation with a lawyer today to discuss what I should ask for in terms of physical and legal custody when he moves. Update you all (if you want it of course) on mediation after the 12th.
Mediation and Empty Promises
Yesterday was our second mediation appointment. While it was amicable, there was some obvious tension. The tension was not on my end but more on his. Let me explain... During our first mediation we brought up the topic that he might move out of state. At yesterdays meeting I asked what we would do about custody if he moves to this particular state. When I mentioned the state by name the mediator was confused. This prompted her to ask him why this state that is so far away. His answer? "Well......." Then silence. He couldn't put into words the fact that he was leaving to be with his girlfriend. I had to finally chime in realizing we are paying by the hour that he was moving to be with his girlfriend. I realized later that was the first time he had semi-confessed to having an affair and a girlfriend to anyone. If you love this person so much why can't you just say it out loud? That whole situation confuses me.
Anyway, when it comes to dollars and cents I will be fine. He will also be fine. He will have enough to do what he needs and so will I. We have agreed to a physical custody scenario that allows him weekend and dinner visits. Fine by me, I want my boys to have their father. But, the situation becomes a bit more difficult when he moves. While he said yesterday he plans to stay here at least a year, I doubt that will actually happen. When he does move across the country he wishes to return for one weekend of every month to see the boys. Again, I'm fine with this scenario but where will he stay that weekend? He has no family. Will he just be taking the boys to a hotel? Again, I don't think he actually thought this through. This is a problem I/we will tackle when he does decide to move.
Lastly, the mediator said it could take about 2 months to finalize everything. He and I spoke after the session to go over some facts and figures and I brought up the tentative finalization date of our marriage. I told him how 2 months is a good amount of time to save some money and find an apartment to which he agreed. I also reminded him about his promise to not return to visit her until our divorce is finalized or he has a place to live. He quickly became frustrated telling me that he knew and tried to shut down the conversation. I told him I'm happy that we are on the same page but I'm not budging. If you leave while you still live here you can not come back, that is something we both agreed to.
Now the big question remains; Who does he break a promise with? Obviously it's a win win for me, stay home and help me with the kids while you save $500+ and move out quickly or leave to visit her and I get you out of the house sooner. I'm happy with either decision. I just want to move on with my life and enjoy my moments with my children.
Out For A Swim
When I took this dive into the Reddit community I had no idea where I would land. I thought my feet would hit shallow ground and I would be ankle deep on the banks in an uncomfortable swimsuit all alone. But to my surprise this deep ocean of Reddit readers have engulfed me into their warm waters and I am surrounded by a sea of support. For this I am thankful. I am also so touched by the droves of people who have reached out for advice or offered their own experiences as lessons to be learned. To the ones seeking advice I tell them, I am not an expert swimmer. I am merely doggy paddling through this sea of hurt and confusion. Please don't use me as a sign of strength. Because the truth is, I am not strong, I am you. I am the woman who reads because they are suspicious of late night phones call her husband takes. I am the spouse who has shouldered the entire family and is in desperate need of support. I am the woman who misses affection from her husband who is next to her in bed every night. I. Am. You. To those people who have yet to catch their partner cheating but are suspicious, trust your gut. Cheating is a coward's choice so be braver than them and face the truth. To the spouse who is 'the fixer' and takes on every challenge, take a step back. When you help (even with good intention) you are actually just hurting yourself. To the spouse who has tried everything to receive physical attention from their partner but to no avail, their affection is probably going somewhere else. These are lesson I wish I could have told myself months, if not years ago. Listen to me. Or just listen to you.
To the sharks in water who call me a 'bad mom', 'a crazy bitch', 'fake' or even just think I'm out of my mind, you will find no blood in this water. So it's best you move on and find a thread where the OP will chum the water for you. It's so very easy to read and judge, this I understand. I just hope that if this ever happens to you that you will be as brave, logical and composed as you expect others to be. If not, you will find sharks circling you as well. So I hope you are as strong of a swimmer as you claim to be.
If you are still reading, my saga/survival continues. Our final mediation papers will arrive this week. We were able to settle everything at the last meeting on 1/12 and the documents just need our signature. After that, the divorce papers need to be served and filed with the county. Then we await our court date which will be done via Zoom. Yes, a bit anticlimactic, but it will still serve its purpose of divorcing. He has started (finally) to look for an apartment but nothing is to his satisfaction. Maybe he is being picky or maybe he is comfortable living in the basement. Either way, once the divorce papers are stamped he needs to be gone. He has started making phone calls to her during the day and I can hear him giggling downstairs. I'm happy he is happy, I really am. That isn't passive aggressive. I know I will be happy one day too, he just got there first and that's ok. I feel like my life is in limbo right now. I can't move forward because I'm chained to the past. I'm hoping his move will be soon. I suspect he wants out for February 1st so he can go visit her for Valentines Day. I hope for his sake (and mine) that he makes his deadline. I will update again after I receive the mediation paperwork and divorce papers are served. I'm sure that will stir up a lot of thought and emotion so I'm certain it will be a doozy. Till then, I'll keep doggy paddling.

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Lockdown 3.0 Things to do, plus help and support.

Disclaimer I want to thank everyone for the gilds, replies and suggestions. I just do not have time to reply to everyone, but I am reading everything. I am not sure how much bigger the thread can be, I already typed this but it vanished so I think I'm at the limit. I will try to keep updating, but I don't expect the thread to be up top for much longer and will likely vanish soon, so if you need anything save it.
Yes, it's hard, it sucks, it's depressing. It is something we all have to do if you want to see this virus go. Everyone knows the deal, too many think they're the exception but no one is. However, staying home is hard so maybe I can help at least one or two people with some incentives. I'll try to give links to some things that can help cure the boredom, and some support if you need it.
Most of this might be obvious to some, some might not even have internet and of course, money is a big issue, so I'll try to give some suggestions:
For streaming and on demand things such as Netflix et al, don't forget you can subscribe for free for your first month. This goes for most things in the list. If you are worried about putting in your payment details and forgetting to cancel a month later, don't worry! You can sign up and immediately cancel and you still get your free month!
For people who don't have a smart TV, you can buy a cheap Amazon Fire TV stick or a Roku box. The Fire stick can go as low as £20 often for 1080p. It will drop to £30 for 4k.
I picked up a 4k Roku device for £18 on Amazon once. It's fast and snappy. currently it's going for £33 for the 4k version. Having both, there is little difference between the devices. NowTV also do their own roku powered device.
Subscription based streaming sites that all offer 2-4 weeks free for first timers
  • Netflix *According to comments the second month is free.
  • Amazon Prime You can either get Amazon video on its own, or take prime with other benefits. I strongly urge those who use Amazon for buying off their store front to use [https://smile.amazon.co.uk/] as there is literally no difference except everything you buy amazon donates to a charity of your choice.
  • Now TV (I believe it's 7 days)
  • Disney+
  • Britbox
  • Amazon channels. I believe you can get all these individually but Amazon offers them as channels bound to your prime account, and they are again either free for a couple weeks (again, take them, cancel instantly) or very cheap. I recently subscribed to Starzplay for £1 for 3 months. It has some good shows on it like Fringe, doom patrol. It also has channels like Curiosity stream and shudder
If you have not subscribed to the any of the above, you can get a few months of free TV by signing up and cancelling instantly. I suggest waiting at least 5 minutes just to let it go through the system.
Some tips for Now TV. IF you already have a subscription, I've noticed you can get it cheaper by cancelling. When you cancel they will beg you to stay. Select "I can not afford it this month" and they should beg again, telling you what shows they have. If you say you still want to cancel, they'll beg one last time and offer you the subscription for cheaper. This won't work every month, but I've noticed they'll always offer it the first time, then again after a couple months. If you're subscribed to both films and entertainment do the most expensive one as it may not work both times (but it might!). You can also pick up passes from storefronts a lot cheaper sometimes, before I could pick one up on Amazon for £3 but, they seem to have cracked down on it. If you shop around (or if anyone knows of a legitimate store please let me know) you might be able to pick it up cheaper. Lastly, check their website and under your account they should have an "offers for you" section.
Completely free TV
If you do have a smart TV and/or device, there are some good free streaming apps. One I really love is called PlutoTV. I know this is on both Roku and the fire stick, as well as Ps4/Ps5 and xbox.
Pluto offers a bunch of live channels and now an on demand section, all for free. It has adverts but they are actually short (shorter than regular TV and fewer of them). Some of the channels are just streaming certain shows like Mythbusters 24/7 or Dog the bounty hunter, but it has a lot of old movie channels as well as 24/7 kickboxing and MMA. It also has a 24/7 poker channel I quite like.
Another one I like is Rakuten Viki however, I haven't watched it for a while as my fire stick is only 1080p and I have too many other devices attached. I believe it is on Roku but you have to jump through some hoops and have an account. The last I checked on the fire stick you did not. Viki offers a metric ton of Asian shows, mainly from Japan and South Korea but it does have chinese, Malaysian etc. It has subtitles. Some Japanese shows are hysterical, albeit weird.
Roku also do their own channels with free shows if you own a device.
For those who don't have a smart TV or a Streaming device, you can set up your own computer as a dedicated streaming device with Plex. It's been a while since I used it but I believe it now also offers free movies and TV.
Anime
If you are into Anime there is
The first 2 are free to watch, or offer premium without ads which you can have a trial with. Crunchyroll is the better of the two with more original choice for Japanese voice and subs, while Funimation has more Dubs. I don't believe HiDive is free to watch but you do get a 2 week trial. These are more exclusives than the previous two.
PC Centric software
If you are a gamer or like Audiobooks or anything that uses computers for things like music making, programming or graphic design
Humble Bundle offers, as per the name, bundles. A long running site that got bought out by IGN. It offers both single items and bundles you can buy individually/as a pack while also offering a separate monthly subscription for around £8-9. The subscription gives you 12 games on average per month. That's the simplest explanation but it changes somewhat as sometimes you get to pick 10 out of 14 games, or get all 12.
Humble bundle offers more than just games though. Every Tuesday they bring a new bundle of games, while Thursday (I "think) a new bundle of books. They very often have books from the Black Library giving you a ton of Warhammer books. Sometimes it's standard E-books, other times it's audiobooks. A few times a year they do bundles for graphic design, a typical bundle would include programs like Paintshop Pro Corel Painter etc, They usually go for £0.76 for tier 1 up to around £18 for tier 3, which would include 4-6 full titles with 10+ addons. They also often have Music making bundles or video editing software as well as Programming or video game development.
The bundles change often, they usually have around 11 bundles at a time that last for 20 days. Sometimes it's trash but they do often have some very good deals.
Fanatical offers the same as humble bundle except usually not as high quality, but sometimes they do have some incredible deals, and they are very very cheap.
Both humble and fanatical are safe, trusted and been around a long time, and they are NOT grey market key sites. They work with the publishers and developers. You can buy games both old and new for a lot cheaper than you would most other places. Unless it states otherwise, keys are usually for steam.
**BOTH HB and Fanatical (HB much more common) offer free games fairly often. The catch is linking your steam account to them (at least HB). It is safe however.
IndieGala is another site like above. Except, these are much much lower quality. However, they offer a metric ton of free games. Quality is low but it is legitimate, and a lot of free stuff.
Game Store Fronts
  • Steam This one is so obvious I didn't add it, but apparently many want me to. It is the best out there, and you can find almost everything, with fantastic deals.
  • Greenmangaming offers games cheaply. Again, not a grey market site (which are legal but unethical) and they sometimes do bundles.
  • GoG (Good old games) is a DRM free site run by CDPR, the makers of the Witcher 3 and Cyberpunk. They offer you games quite cheap and not needing DRM (such as Steam, Uplay etc which is less invasive versions of dodgy DRM from the olden days).
  • Epic Games Despite the controversy whether you care about their rivalry with valve, they offer free games ever week. Without ever having bought anything I have gained over 170 games. literally. Good games for the most part. They often give you £10 coupons as well.
  • Twitch Everyone knows twitch, but if you don't, it's a streaming service for watching gamers and girls with low cut tops accidentally bending over in front of the game. However, if you're signed up to prime, you get free games each month (and randomly between the set bunch).
  • Playstation Store Currently has January sales. Currently the free games for PS+ are for PS4: Shadow of the Tomb Raider and Greedfall. For the Ps5 it is Maneater
  • Games with Gold Bleed 2 and the King of Fighters XIII is available until Janurary 15th whilst little Nightmares is available until January 31st.
Gaming Subscriptions
Like the TV versions, you can sign up to these for a free trial (or very cheap). If you do sign up to only one at a time, it should keep you busy for a few months
  • Xbox Game Pass You can do this on both/either an Xbox or PC. If you sign up to the regular one, you can get a month (maybe three!) for £1. After you have done that, you can sign up to the premium version for 3 months at £1 a month. Most people know game pass, but you can download a large selection of games for free. The premium version gives you games with gold, allowing you to keep the games forever (but can only play with a subscription)
  • Ubisoft+ I'm not 100% sure if you get a trial or not. This allows a large collection of Ubisoft titles to play for £12.99 a month. Quite expensive but good if you like Ubisoft titles I guess.
  • EA Play EA's version. Goes by a ton of names I think, EA Access, EA Play, Origin Access etc etc. There's a couple of versions of this, and it is across all platforms (PS4/5, Xbox, PC) but not sure about the switch. I "think" the premium allows you to play on all platforms, while the cheaper one on a single platform, but I may be mistaken.
  • PS Now a once terrible service that is now actually very good. Allows you to download some Ps4 games to your PS4/5 and lets you stream a massive amount of Ps2/3/4 to your PC or playstation.
There's more like nvidia's service but you need the Shield device which is quite expensive. I'll leave it at that.
Audiobooks & Ebooks
  • Audible Not sure what the current deal is but if you are a prime member you can sign up for a trial and get a free Audiobook each month for 3 months. Some warhammer books are 48 hours long, 3 of those gives you a good 100+ hours of listening!
  • Comixology Another Amazon company, but lets you download some free comics I believe.
  • Marvel Unlimited No experience with this. ItFuckingWont wanted me to add it. A subscription service for Marvel.
Education
  • Sign Language BSL here No experience myself, suggested by n21brown and asked for a few times. Didn't know SL was so popular! Listed as "Pay what you can"
  • BBC's Bitesize here is apparently good for home learning. Again, no personal experience.
If you need some spare change
Okay, I don't generally bother with it, but maybe some of this could be useful to you. These are NOT a quick way to make a fortune. These are small things you can do over time for a bit of pocket change
  • If you have prime you can get a FREE FIVE POUND GIFT CARD by literally just streaming a song from Amazon music (which is included in prime) here is the details According to the comments it's only for select people, but it's worth trying If the link doesn't work for you just google "Amazon £5 coupon music"
  • Now, these sorts of sites have been around for years, I haven't used any other than talkInsights which I must have signed up to 10-15 years ago. Basically they send you surveys and you answer them. They are confidential and don't ask for personal details in the survey. You need 2000 points and you get £20. During the pandemic they've slowed down but I probably get around £40 a year. Not much I know, but it's an email followed by a quick survey ticking boxes. Depending on your answer sometimes you get screened out, I'm not telling you to lie but just be consistent with your answers and you should be able to work out how to not get screened. Some emails are only worth 20 points, others 200. It's slow to get to the 2000 but very quick to just answer a few questions.
  • Apparently beermoneyuk is a good sub to make some pocket change with.
  • There is also matched betting. I have never done this, I don't have the patience but from what I've read, it's legitimate, it works and you can make a fair amount of cash from it so long as you do it correctly, and there's a ton of guides. I mention this because people stuck at home could get into it and as long as you're careful (I.E not entering in the wrong numbers) it's risk free AND it pisses off the betting shops. It seems people in comments have had success with it. Disclaimer A couple have complained about gambling. This arguably is not gambling. If you are susceptible to addiction do not do it. However, it's argued that there is no fun or buzz in this, and it's a very tedious and time consuming thing. Others argue you can't make the same money anymore (People were making thousands, now only hundreds if that). It's risk free providing you know what you're doing, the risks are user error, such as entering the wrong numbers. Someone pointed out that due to the lockdown, bets could potentially be cancelled due to sport stopping. So use on a side of caution. We're (mainly) adults so I'll leave it up just because this doesn't have the excitement of regular gambling.
  • Microsoft Rewards This is an easy way to make pocket change doing very little. Most people have a MS account. The rewards program offers you numerous ways to grab points, by playing free to play games, answering small questions (you don't even need to answer most of the time, just open the link and shut it) and by using bing and searching on it. I've gotten 20k points JUST by answering questions over a couple months. There are many rewards but you can grab a £5 gift card for 6k for example, or a month of game pass (and AFAIK you can make points playing the games)
  • Google rewards Someone mentioned this in the comments. I have not used it, so can not give any input on it. Sounds similar to TalkInsights which I linked. Google states "Complete short surveys while standing in line, or waiting for a subway. Get rewarded with Google Play or PayPal credit for each one you complete. Topics include everything from opinion polls, to hotel reviews, to merchant satisfaction surveys. We’ll notify you when a survey is waiting."
That's it for now. I will try to update as I go along. A long post but I hope that it can help some of you with finding something good to do that's free, cheap or a bargain. I do suggest getting prime, especially since you get free music, free delivery, free TV and music and free video games each month. In fact, there's a ton of perks and I feel I've gotten way over the cost investment.
Hope it helps someone at least
PartTimeCrazy said if you bought an Apple product you get 3 free months of Apple Arcade and Apple TV free for a year
fakehunted is upset I didn't mention wanking. Tesco have 225 sheets of Tissue for £0.75!
tale_lost suggested Project Gutenberg for a collection of free E-Books
Learning Language
Unfortunately, I don't have time to check every link listed so I will link the comments:
Togtogtog Gives a lot of links for Spanish
Board & Tabletop games
Corporal_Anaesthetic has made a list of Board games
ilyemco suggested these
HEALTH
I'm not a doctor! But if you're a smoker, something I strongly suggest is to quit. I struggled for years but in the first lockdown I quit, technically. I haven't had a cigarette since, however, I do that silly thing millennials do. I vape, but, it made quitting extremely easy. I would not have been able to do it if it wasn't for 88Vape They sell extremely cheap liquids at £1 each. You can find these in B&M but you can pick up 25 for £20 or buy your own mix.
Vitamin D deficiency has been said to be a big problem for the virus. I'd suggest (again, not a doctor!) that you pick some up. Tesco do a 3 for 2 deal. So you can pick up 270 tablets for £7.
If you are vulnerable you MIGHT be able to phone tesco and get put on their delivery saver list (currently it's paused but phoning may help. At the very least they might give you a priority slot. I did this for my mum, we didn't shop at Tesco but I phoned for her, and they put her on with no hassle, so she can always get a delivery.
HELP & ADVICE
The lockdown Rules.
Reasons to leave home include:
  • Work or volunteering where it is "unreasonable" to work from home. This includes work in someone else's home, such as that carried out by social workers, nannies, cleaners and tradespeople
  • Education, training, childcare and medical appointments and emergencies
  • Exercise outdoors (limited to once a day). This includes meeting one other person from another household in an open public space to exercise
  • Shopping for essentials such as food and medicine
  • Communal religious worship
  • Meeting your support or childcare bubble. Children can also move between separated parents Activities related to moving house
I want to add, if you are in danger you are also allowed (and must!) to get away from the situation for some reason, BBC seems to have missed this very important thing (or I am blind)
Support
FOR THOSE SHIELDING YOU CAN CONTACT THE ROYAL VOLUNTARY SERVICE. These people helped my mother with picking up her medicine from the chemist. They were very helpful and went out their way to keep in touch and do it immediately. (It's the only experience I have with them though)
_riotingpacifist wanted these links added, but I simply just don't have the time to vet and check all the suggestions here, so I will link as is:
Update:
Digital Art
These are Free
  • Krita Arguably the best in my opinion. It has a load of options, brushes and a decent UI. It works fantastic with a tablet.
  • Gimp This is a decent program but last I used, the UI was a pain, and it isn't so user friendly while misses features, but it works, and it is possible to do some incredible creations on it.
  • Medibang Paint This is slightly geared towards Comics and Manga. I really enjoy using this with my drawing Tablet. As far as I know, it also for regular tablets for Android/Ipad and is free.
You can pick up a drawing tablet on Amazon quite cheap these days! Small ones that are just a black slate such as the wacom ones are good but takes some practice to get use to, but very worth it if you can't afford a dedicated drawing tablet with a screen.
Office suit software
A couple of free applications for word processing, spreadsheets etc.
  • LibreOffice This has most the average user would need to write their own books or to work from home. There's not a huge amount of difference between the two I'm linking (since I last used anyway) so it's more for preference.
  • Open Office You can pick this up here and again, like above it's just preference.
Music Making
I'm going to direct to matthewharris806 for some links as all the programs I've used like Reason are expensive, or cheaper stuff in bundles such as Magix software.
Games development
D_Dad_Default gives some links for that here
submitted by MrSoapbox to unitedkingdom [link] [comments]

I'm 25, make 16.24/hr in Edmonton, Alberta, and have written the world's most boring MD

Background: I am a 25 year old Starbucks barista. I was working full-time until fairly recently (Novemberish) as the rising cases in my city & my own health issues led to a really good talk with my boss. I have reduced my hours by 50% - enough to keep my health insurance, but enough to qualify for the Canada Recovery Benefit, an extra $900 every two weeks. This is for my own peace of mind as I really cannot afford to get COVID, especially as I am chronically ill.
I’d like to make note of two things -
I am one of those weirdos who has taken COVID seriously since it hit the news in January. My spouse and I had masks and sanitizer before it was cool, lol. As a result, I have not and do not go out much except to work. I do not see other people (the exception being this week as you will read.) I do pop into retail stores still as Canada Post is absolutely swamped with packages so I avoid trying to buy online.
In this diary I am battling with a Crohn’s flare. I promise the exhaustion and joint aches are because of that, not because of COVID! Funnily enough, I do credit my Crohn’s for my ease with COVID-19 restrictions and lockdowns. Being that I was hospitalized for a long time as a teen, I find it easy to be isolated and stay isolated. I know a lot of people struggle with that.
Onto the good stuff…
The Positives
Income: 16.24/hourly. I was promoted since my last diary and am now a certified trainer!
CRB: $1800/monthly. I am so incredibly thankful that I have this failsafe.
Student loans: I am back in school with more emergency management and communications classes. I applied for just enough of a student loan to pay the tuition and no more. Starbucks gives $1,000 of tuition reimbursement if you pass your classes which I can pay back onto my student loans and basically covers the cost of my classes this semester.
The Negatives
Rent/Utilities/Condo Fees: a flat $1050 monthly to S. The bills come out of his account and this is the number we landed on.
Internet: $42.50 (my half - all bills are my half. S works for the city government in waste management and makes $63,000~ a year. He has no debts except his car loan & the mortgage.)
Phone: $58.21 monthly for 13GB and unlimited texts and calls. I own my phone outright.
NYT: $14.28 for the news, Cooking, and the crossword.
Spotify: $4.99 monthly. Canadian baristas do not get the free Spotify perk. :(
Headspace: $0 monthly. We do at least get this!
Car insurance: $197.41 monthly. This is with a 9 year clean driving record, a reduced rate because of my grades, and the fact that identifying as a woman also lessens the price. And it’s still $2400 a year. Kill me. I own my car outright though.
Google Photos: $2.79/monthly.
Health insurance: $39/check to cover S and I, dental and medical. I am also on S’s so we have full coverage.
Debts & Assets:
Student loans: I have $8,000 in provincial loans and $11,000 in federal loans. They are on pause as I am in school but I was paying $215 a month towards them. I know I qualify for repayment assistance but the goddamn NSLSC will never pick up the phone.
Car: It is a 13-year-old SUV and worth maybe $2,000. I will drive that thing until it dies.
Savings: I have approximately $1500 in a TFSA. I have about $750 in Starbucks stock (not technically a savings, it was my grant this year + my own contributions, 1% from my paycheck.) I am also enrolled in their retirement plan. No idea how much is in that as I can only access the website on the work computer and never remember to do that. I have $150 in stocks because I thought I was going to be Jordan Belfort or something, idk.
Tips: I hoard all of my tip money in a little jar hidden somewhere in my home. It is at about $475.
I have no other debt.
Day One - Tuesday
7:50: S kisses me goodbye and leaves for work. I snuggle back in.
8:10: M, my male cat, is tapping my face for breakfast. Ignored.
8:24: He tries again and I get up. Lately I have been noticing the time 8:24 a lot. I told S and he said he’s been noticing 10:42 a lot. So we have decided those are our angel numbers. M is no angel though despite waking me up at this time.
8:40: Everyone is fed and I make my coffee and let out the dog, K. Oh yeah… the dog… he was an accident. We did not intend on getting a dog. It is a long story. I love him to bits.
9:15: Finish my coffee and go upstairs to have a snuggle with Z, our female cat. She is so warm. I was intending on going out to buy M’s wet food today but it is snowing something fierce and I hate driving in the snow so I resign myself to staying indoors. I would also normally take K on a walk at this time but he had knee surgery this past year and the cold and snow really bother it, so we will do some indoor play and puzzles to keep him occupied (he is a corgi and is a monster without stimulation. Again, DID NOT INTEND ON THE DOG.)
10:00: Write these entries and tidy up our spare room. We turned it into a nap/cat/yoga den as we were, obviously, not having any visitors. However, my sister-in-law is pregnant and is coming down tonight for an advanced ultrasound as there is a tentative abnormality with the baby. Because her town has had 0 cases thus far - congratulations to them, honestly - and the outpatient clinic is the one two minutes from our neighbourhood, we decided it was OK for her to stay with us. She will drive down tonight and leave right after her appointment tomorrow. 12:30: Did some cleaning, cereal eating, bed-making, what have you. I go to take the garbage out to our complex dumpster in my tshirt and notice it’s not as bad as I thought despite the snow. So I gear up and take out K.
1:15: I’m so glad I did - he was so happy! Usually he starts limping within a few minutes if the cold is bothering him but he was putting his head and belly into the snow drifts so I know he was having a good time. The cold and the walk have wiped me out though. I eat a clementine and lay under my heated blanket for a nap with Z and K (M likes to watch the snow upstairs.)
4:15: K snores himself awake and barks at himself so I wake up too. Z looks annoyed and wanders upstairs. Three animals is quite the zoo.
Check my phone and see my SIL asked if I could leave a dinner for her in the fridge, if I was making something? She left later than intended and won’t be here until 9 so dinner options will be limited. I tell her I haven’t been feeling well and S is at a union meeting tonight (why the union is doing in person meetings, I don’t know.) but it is pasta Tuesday at Boston Pizza… she readily agrees. I place an order for ravioli for myself and fettuccine for her. S will get fed at his meeting. My SIL says she will leave me cash for her half even though I try to tell her not to. Hopefully she forgets. (27.98 delivery, I’m going to leave a cash tip of $10 taped to the door for coming in the snow.)
6:30: I have enough of an appetite to eat my ravioli but only get through four pieces. I put it away to eat it later and feed the animals. I give K his puzzle bowl and he gives me a look of despair.
8:00: Ding! Crossword and mood log notifications go off. I get about halfway through the crossword when my SIL gets here.
10:30: We have a catch-up and exchange Christmas gifts as we couldn’t go up North for the holidays. Then I head to bed. I do my skincare and jade roll out a pinched nerve in my jaw - feels so good. Finish my crossword and then bed.
Daily Total: $39.98
Day Two - Wednesday
8:24: Right on time, the tiny beasts request food. SIL is already gone. She left me a $20, argh! I put it in my tip jar as I took from there to leave the cash tip but I wish she hadn’t. Babies are let out and fed.
9:30: Manage a bowl of cereal. Feel exhausted. It’s -31C out so we play indoor fetch. Putter around the house.
10:30: Go upstairs and do my skincare and fill out my journal as I couldn’t last night. I bought a daily Moleskine planner but use it as more of a journal. I put on a Yoga by Adrienne video as I won’t be walking K. I work today so I stretch.
12:30: I lay down with K after some more fetch (I told you the exhaustion is real in this diary.)
2:00: My alarm goes off. I eat mashed potatoes and drink some water, then go upstairs to find M and Z cuddling in my vanity chair. I perch on the edge - because they refuse to move! - and do some makeup. I change into my personal uniform of all black (hides the stains) and set out.
5:00: I have my first break. I got $3 in tips from last week (lol) so I use it to buy a croissant. I’m gonna claim this as a +.82 because the croissant was only 2.18.
7:00: I only manage half of my pasta on my break, which is unusual for me. I drink a mint tea to settle my stomach.
9:15: It was so dead we managed to finish everything super quickly. I take home some expired oat bars as they’re the only Starbucks snack S can eat.
9:30: Home and greet everyone. S lets out K and goes upstairs to get ready for bed. I do my “closing tasks.” This is something I picked up from the TikTok account domesticblisters, who is a licensed therapist. She has this concept of care tasks, and what tasks you should do to help set yourself up for success every night - even if it’s just to survive the day. It really resonated with me and is something I have done every night since November with a few exceptions! I start my closing tasks after I finish my nightly crossword.
Every night, I fill up all the waters in the house (ours, animals, the Keurig, etc.) I get to Sink Zero, which might mean loading the dishwasher and running it, or washing all the dishes in the sink. I disinfect the sink and scrub the stove, then disinfect the counters and the dining table. I do a Swiffer of the floor (K brings in lots of pawprints and salt from outside.) I pick up any garbage/recycling/things that don’t belong downstairs. It is so nice to come down every morning to a clean main floor and sets the mood for the day. And it only takes me 20ish minutes.
10:00: Done my tasks, give everyone a little treat for not walking on the wet floor - they’ve learned quickly that if they wait they get a treat - and head upstairs. Journal, do my skincare, floss, brush, and head to bed. Listen to Temple Rain on Headspace.
Daily Total: +$20.82
Day Three - Thursday
8:00: I can already tell today is a bad stomach day. Luckily my boss texted me and asked if I wanted to give up my shift as it was going to be super dead with the impending snowstorm and deep freeze. I readily agree and doze off for a few minutes before M bites me hard enough to get me up.
9:00: Everyone is fed, let out. I drink coffee. K is being a major snugglebug. It is snowing like crazy out but I have to go do some errands.
12:00: I stop bumming around and gear up to go outside. It’s still snowing. Ugh, Alberta.
First stop is to get gas. I have a quarter of a tank left. Remember in April when gas was like, 50c a litre? It’s 1.06 today. Also, fellow Canadians, the Esso Speedpass app is a godsend. Not having to touch any buttons on the pump has been so helpful. 45.93
Next I head to the grocery store to get milk, chicken, and cereal. I also end up getting soup, a new bubble bath, a replacement of my body wash, and a new leave-in conditioner. 27.66 (my half)
Third stop is the pet store. I grab a flat of M’s wet food. At the checkout the cashier asks if I want to donate some canned food to the local rescue as they just picked up nearly 100 kittens. That suckers me and I say yes. I also note that they’re accepting old blankets/comforters, as we just switched our duvet out, and the old one is fluffy and perfect for furbabies. 32.29 (my half)
Lastly, I go to Canadian Tire to pick up an online order I placed. It was paid for last week. It’s a gift wrap storage bin as we accumulated a bunch of rolls last year and the cats keep scratching it. Canadian Tire is fun because they have these lockers they place your order in now, and give you a pin to pick it up, so I don’t even interact with anyone. In and out.
2:00: Home and everything sanitized and put away. I wipe down my phone and watch and throw my gloves in the washer as they’re looking kind of grimy. Have a rest with K.
5:00: We play fetch and S comes home. K runs around like crazy. I go upstairs and work on a paper.
7:00: I have an appetite! I manage about 6 pieces of ravioli and some yogurt. S makes chicken wings for himself.
8:00: Go upstairs to finish off my paper and get my steps in. M is whining at me so we play with his favourite toy, a piece of twine. I do my crossword, drag the twine, and do my steps at the same time. It’s called multitasking. I make a lemon ginger tea. It’s disgusting but I drink it all as I’ve heard it has great benefits for your stomach. Does anyone else just not like tea? I’ve tried tons - thanks to Teavana at work - but I’m really only a real Indian cha girl.
9:30: I finish my steps, do my closing tasks, take a melatonin, do my skincare, and head to bed. Goodnight world.
Daily Total: 105.88
Day Four - Friday
7:45: Everyone is being very loud and banging around this morning.
8:20: Feed the zoo, let out K. It is snowing again and it is a vicious -27C outside. I have my coffee.
9:30: Realize my paper is due today. It’s mostly finished so I don’t fret. Eat cereal and start a load of laundry, and then vacuum.
10:30: Get distracted looking up refurbished Apple Pencils. I don’t need one, I don’t need one… I click out of the page. Then reopen it. Then exit it again and watch TikToks instead.
11:00: I pluck my eyebrows - something I’ve done on my own for about 7 years now. I wonder how much money that’s saved me. I put on snail essence but don’t do a full skincare routine as I intend on a shower. I do a full hair treatment with a desi hair oil. I wrap it up in a bun and get to work on finishing my paper.
1:00: Finish and submit. I air fry pork buns for lunch. My stomach feels way better today. Maybe the tea made some points…
3:00: Finished my shower. My natural curl has come back in full force. I used to have tiny ringlets as a kid and they vanished with age. Then I saw a TikTok (again, lol) which essentially said: if you’re not white, why are you using white hair products? I switched to desi & black hair products a month ago and the difference has been crazy.
5:30: S is home and K is immediately crazy. I really miss our walks. I decide to corral him momentarily in the bathroom and hide his kibble around the main floor so he can do his sniffari for dinner. He loved this game!
7:00: I try to build a Notion dashboard. This is too hard. I eat some more ravioli. Sorry for my five-year-old diet in this. It’s a bowel rest diet.
8:00: Crossword, steps, and M play time.
9:30: Closing tasks! Then bed.
Daily total: $0
Day Five - Saturday
7:45: Woken up by the usual ruckus.
8:30: Blah, blah, blah. Have my coffee. Make an egg sandwich because Saturdays are chaos and I need the protein.
9:30: Do my skincare, makeup, and hair while a nervous pit opens up in my stomach. Not only is it a cool -35C out, but Saturdays are terrible at work. I’m not a crier and have never cried at any place of employment until Saturdays @ the Siren. It’s gotten worse during the pandemic as people crave normalcy and to them, getting their coffee every Saturday is normal. But they refuse to treat us with any decency. It’s hard when you are treated as expendable so that white-collar WFH/SFH families can berate you over how long their $40 order takes. (I work in a very wealthy area.)
Also, if I am put in the drive-thru window, I will be very grumpy about it.
1:00: I was put on bar, which is a lot of responsibility on a Saturday. I buy a butter croissant and drink a mint tea on my break. 2.38
3:00: Someone yells at me about the bathrooms being closed.
3:30: I eat the last of my pasta at lunch and have a blacktea lemonade.
5:00: Someone returns a drink twice for not being the right shade of pink. She tries a third time and I politely tell her another store can make the moment right, since we clearly can’t. I hate Saturdays.
5:30: Free and covered in syrup, milk, and a mango dragonfruit that exploded at my feet. I take a hot shower and decide my day is done, so I do my skincare and remove my makeup and contacts.
8:00: S finishes gaming with his brother and I make a stir-fry sans veggies for dinner.
9:30: Closing tasks, except no mopping because the ground is frozen so K hasn’t brought in any tracks. I floss, jade roll, and fall asleep.
Daily Total: 2.38
Day Six - Sunday
8:24: M pats me awake.
9:00: I apologize for this being the most boring Money Diary of all time. Coffee and toast for breakfast.
12:00: Bummed around all morning but did a vacuum and started a load of laundry. Tomorrow is our weekly “reset” day so I don’t have much to do today. I work at 5 PM.
I research photobooks on Shutterfly. I have 30,000 photos sitting in my Google Drive and a backup hard drive. It’s serving me no use so I want to go through them, make photobooks, and delete the rest off of my computer (keeping them in their backups.) They’re currently 50% off but it would take me a long time to do seven years’ worth of books so I can’t (and won’t) pull the trigger now, but I also know Shutterfly and vistaprint host many sales, so I’m not too fussed.
2:00: We have a Zoom call with S’s family to do a late Christmas opening together. The kids (and adults!) love their gifts. We talk about the cold and about the new niece or nephew on the way.
4:30: I go upstairs and get dressed for work. S is driving me so I don’t have to worry about starting my car in the cold. It is supposed to reach -41C.
5:30: I forgot it was Superbowl Sunday. Our store is located next to the turnoff into the plaza so we try and count how many Ubers are coming in for food pickups but get bored of that. Somehow I get water on the ceiling.
7:00: I eat an “expired” croissant and drink a mint tea on my break. A woman comes through drive-thru for just a cookie. She says she didn’t know there was a Starbucks here so she had to settle for another coffee chain’s iced coffee, and then drove by and saw us. I tell her to wait and come back with a free iced coffee because no one should be subjected to the other chain’s. To my surprise she bursts into tears. A very wholesome interaction.
8:30: It’s so dead my supervisor lets the other closer go home because we’re basically done for the night and he lives 40 minutes from the store.
9:30: I leave with my coffee bean markout and another “expired” croissant, as well as a blacktea lemonade for S. We wait to make sure my supervisor’s car starts as she drives a ten-year-old minivan that recently got rear-ended, and it didn’t start last night apparently, so she had to wait for her husband to come boost her as everyone had left. She flashes her lights at us and we leave. S wants McDonald’s but I don’t so he orders and pays for just himself.
10:30: Done closing tasks. I had some soup for dinner. Bed time.
Daily Total: $0
Day Seven - Monday
8:00: I did not sleep well. M bites me and I grumble at him and hide under the covers. S gets up and feeds the animals instead.
8:45: Everyone is waiting for me to come downstairs. Being a pet mom is like being a celebrity.
9:30: Coffee and my croissant from last night for breakfast.
10:30: It’s reset day. Every Monday I clean out the fridge, dust/clean the appliances and cupboards, wash the sheets, do a major vacuum (we do small vacuums during the week but I have a Bissell Crosswave and use it every week to suck up the oodles of pet hair.) and refill canisters. I also do some self care tasks like a serious eyebrow groom, a hair oil, an Aztec face mask, clipping all my nails/painting my toenails, and in the shower I shave my legs for the week. The animals also get a spa day. We check toenails and brush them out.
Then the week is nicely set up and we don’t have to worry about this stuff until next Monday!
S is braving the weather to go to the grocery store. He comes back with a full haul as there was quite a bit of discounted meat. We put it in the freezer. 48.33 (my half)
2:30: I finish the main floor items and go upstairs to find S and the cats in the nap den bed. I decide to crawl in too and we have a major cuddle nap. K isn’t allowed upstairs so the cats have a space away from him, but we spend a lot of time downstairs with him, so I don’t feel too bad.
4:30: Up from the nap and do the upstairs chores, and then a shower. I break halfway to have some soup.
7:00: House is clean, I am clean, and animals are clean! S and I make Cajun rice for dinner. I do my steps and crossword puzzle.
9:30: Closing tasks, lights out!
Daily Total: 48.33
submitted by Rupindah to MoneyDiariesACTIVE [link] [comments]

I am in my early 30s, make $75k a year ($120k joint), live in the South, work as a Development Director, and hate capitalism but love a little luxury!

Edited to remove the tables because when I obsessively checked this post on my phone I couldn't read them?? Also I tried to, but was prevented from, editing the title. I know it looks sanctimonious but that's just one small part of my personality I swear. D:
❤️ Section 1: Assets and Debt
Total Net Worth: $30,875 - all equity.
Retirement Balance: $0 for me; $20,500 for my husband in the state pension program for teachers. (My partner, L, has been paying into the state teachers' pension system for 5 years. For most of my 20s, I either worked at very low-paying jobs, or supported myself and others on a teacher’s salary, so no retirement for me. My current job does not have a retirement program, but one of my goals for this year is to either start a Roth IRA or get a new job with a 401k match… or maybe both?)
Savings Account Balance: $23,733 We’re moving this summer to a city closer to our families, and are saving all we can for a down payment on a dreamy spot. After we move, some amount of what’s left over will go into a retirement fund, and the rest will stay in this HYSA as our emergency fund. For us, three months of expenses, including childcare, is about $18,000.
Checking Account Balance: $455
Credit Card Debt: n/a, pay off each month
Student Loan Debt: $80,000 for L’s undergrad and MAT. $18,000 for my undergrad and (unfinished) MAT. (My undergrad degrees were mostly covered by the Pell Grant, scholarships, and a $10,000 529 from my parents. L was a nontraditional student - didn’t start undergrad until he was 24 - so none of his was covered. Most of my debt is for a MAT program I dropped out of after one year. I was trying to find any way out of teaching at the time (it is demanding, all-consuming, and carceral at once) and thought a PhD would be my only route. When I got my current job I promptly left the program and any dreams of a PhD behind.)
Equity: $83,875 (This number is from an online equity calculator, and is for our house in a very popular neighborhood in a very popular city. Our outstanding debt on the house is $295,000. We put our whole savings down in 2019, which was $9,000 at the time.)
❤️ Section 2: Income
Monthly Take Home: My base pay is $65,000, and L’s is $45,000. I worked a side gig last year that totaled about $10k in additional compensation; all of it went to savings so we don't budget for it. My take home is $4096/month for my full time job, and my current side gig income (grant writing) is variable, between $300 and $600 a month. L’s take home is $2262/month. My health insurance is paid in full by work. L’s insurance and B’s come out of L’s paycheck, as does L’s retirement contribution.
Income Progression: I’ve been working since I was 15 years old, moved out for college at 18, and paid my own bills starting that year. I won’t include that money here though (it was like $12,000 a year as a college student, for reference). Income below starts when I graduated with two BAs that had nothing to do with teaching.
Year 1: $15,600 (part time ABA therapist, full time baby anarchist)
Year 2: $32,000 (year 1 teacher salary: I accepted a spot in Teach for America for this giant salary even though I thought it was an obnoxious neoliberal org. Yes, I was also obnoxious at the time.)
Year 3: $33,000 (teacher, step increase)
Year 4: $34,000 (teacher, step increase)
Year 5: $35,000 (teacher, step increase)
Year 6: $15,000 (community organizer; at the time this felt like a dream job)
Year 7: $20,000 (community organizer & cafe worker)
Year 8: $40,000 (back to teaching, felt rich; this includes a side hustle writing grants on the side for $50 an hour)
Year 9: $45,000 (left teaching for my current job, quit the grants side hustle)
Year 10: $55,000 (got a raise, got pregnant)
Year 11: $65,000 (got a raise and promotion, had a baby)
Year 12: $75,000 (was promoted again in January but waiting on the pay increase to hit, hopefully with backdating. This money diary doesn’t reflect this salary as it hasn’t been reflected in my check yet)
❤️ Section 3: Expenses
Mortgage/PMI/Insurance: $2,110
Retirement Contribution: n/a (L’s retirement is pulled out of his check before he receives it: it’s $169 a month. Right now, I don’t have a retirement contribution)
Savings Contribution: $1000 to main savings, $400 to sinking fund (This is a super aggressive goal for us and is only possible because our childcare costs are covered by work)
Debt Payments: n/a right now (We have student loans to the tune of $100k but haven’t been paying a dime since they were paused due to COVID. But then the other day I checked and saw they've gained interest? Should we be paying them then? WWJD? I legit don’t know.)
Electric: $130
Internet: $100
Cellphone: $65 (For L & I both. We are on a bigass family plan with 40 gajillion other people.)
Subscriptions: $45 ($10 Spotify; $10 Youtube music; $2.99 Apple data (Why?!); $22 NYT (for newspaper and cooking app); also have a split subscription to the New Yorker with bestie F but we paid for a yearly deal.)
Car Payment and Insurance: $150 for a car payment; $202 for insurance (Insurance covers both of our used cars and my dad’s used handicap van. Our car payment is for our used Honda. We only owe $6,850 on the car and I’m back and forth on whether to pay it off with savings)
Medical/Therapy: $0 (My therapist is $140 a session, and I just started seeing her again once a month, but this is reimbursed by work. I also get an inhaler at least twice a month - that’s reimbursed too, costs $60 total.)
Misfits Market: $120 (For a weekly box, which really helps us cut down on overall grocery cost)
Gym membership: $30 (For my intense local yoga studio’s app which is so great in the winter. We also run and bike a lot, as long as it’s warm enough)
Donations: $100 (We give monthly to our local Democratic Socialists of America; the Working Families Party; and a small, local org. I’m also on an organizing committee for that org. We’ll give them one big gift of at least $250 this year, probably in May. I support a couple organizations with grant writing and grant-finding support as much as I can, which usually amounts to a few hours a month.)
Childcare: $0 B goes to a very precious Montessori preschool, and we can walk him there. It’s pricey af ($1300/month). The other $200 is to account for some babysitting from my little sister when L or I have to work weird hours. For now, work reimburses this full amount as a COVID perk; if that changes, we will have to cut costs significantly.
House cleaner: $160 (They come twice a month and charge $80 each time.)
❤️ Section 4: Money Diary
NOTE: We are masked and afraid everywhere we go.
DAY 1: THURSDAY✨
4:20 am: Good morning world! I shuffle into the kitchen in my panties and my slippers to fill up the gooseneck kettle. I recently got into pour over coffee even though it’s quite a commitment. With a toddler, a full-time job, and a Libra sun, I don’t really have time for meditative morning routines. This lengthy, half-naked coffee regimen is my closest attempt. As soon as I get the coffee brewing, our 18 month old, B, starts making noise. I open the door and see he’s got his pacifier in his mouth and his pillow in his arms. He wants to lay with Dada. I help him get in the bed with my husband, L, as quietly as possible. Last week L was super sick and we thought for sure he had picked up COVID. Blessedly all of our tests came back negative, but on the heels of that, he started having major tooth pain and had to have an emergency tooth extraction, AND he got an ear infection as he was coming down from whatever virus he had. I hate it :(
I get dressed and do some chores while they snooze to ease L's morning. I start the diaper laundry (usually his job - we use cloth), put away the dishes, start the Eufy vacuum, and get B and L’s breakfasts together: sunbutter and a little bit of syrup on some banana pancakes I prepped earlier this week.
6:30 am: B and L are up! The hour before we take B to preschool is kind of a marathon. L eats with B (and supervises his syrup consumption) as I clean out some more dirty diapers, brush my teeth, make another cup of coffee, strip our sheets, spray my hair with water to refresh the curl, return a few group texts, and wash some breakfast dishes. Somewhere in here I also eat two boiled eggs with Everything But the Bagel seasoning, and a bunch of grapes.
I help L get B loaded up in the car, and just as they pull off, my parents Facetime me. They’re calling to see B but are polite enough to talk to me for a few minutes. They live a few hours away, and are divorced, but cohabitating. The full story is long and spiritual for me so I’ll spare you. Anyway, my mom and I talk for a while about this couch she thinks I should buy from one of her friends, but it’s two hours away and we’d have to rent a U-Haul, so I think we’ll pass. I do hate our current couch though. Please drop comfy toddler- and dog-friendly recommendations in the comments!
8:15 am: I set out to walk the dog and listen to the Daily’s recent update on the coronavirus. Donald G. McNeill, Jr., says we’re in this through the summer, which is a bummer on the personal and global front, but I suppose it could be worse??? Maybe?? As soon as they finish talking I switch over to You’re Wrong About. I’m deep in the Jessica Simpson series and highly recommend this pod for any other nerdy, lefty, kinda burnt out millennials, especially those of you that are queer or queer-adjacent. Once home, I take my whole operation onto the front porch to work, since the cleaner will be here soon and I don’t want to crowd her in this time of COVID. I LOVE a clean house and I love paying someone else to do the big stuff, which is a recent luxury for us.
11:00 am: I’ve been working steadily in my email and google docs for a couple hours now, and it’s COLD out here. The cleaner leaves and I am grateful to go back into the heat. I Venmo her $80 for the cleaning (included in monthly expenses). I take a break from work and check out the job boards. My current job is the best, and highest-paying, gig I’ve ever had, but I’m planning to leave some time this year for several reasons. The premier reason: I recently learned that I’m qualified for several positions that pay over $100k at similar organizations. With that kind of money we could pay off our student loans, help our families out more, make sizable donations, and L could explore a career outside of teaching without freaking about a slight cut in his pay for a few years as he finds his niche. Or - maybe he’ll get into Edtech somehow and we’ll join Resource Generation. Who knows.
12:30 pm: I have a quick break and pull together lunch: half a cheese quesadilla, a big bowl of Smitten Kitchen’s roasted tomato soup, and a LimonCello LaCroix. L is on his planning period and asks me to edit his most recent job application, and I oblige. Since we’re both job hunting, I ask him if I can buy a resume template and guide on Etsy. I have sworn off online shopping for the year to curb my impulse spending, but he says we’ll just count this one as his purchase. Great news because I hate the formatting of my resume from 2016 and don’t want to fix it myself! $9.95
3:30 pm: My Zooms are over, my inbox is at 0, and I put up my out of office message because I’m taking the day off tomorrow to work on my resume and do some things to prep our house for sale. My high-functioning anxiety created an ambitious backwards timeline for this process back in December, and that timeline currently runs my life. I work for a few more minutes to tie up loose ends, and then walk O to a nearby shop to buy my favorite candle, curbside-style. When I get there the owner gives me some percentage off because it’s slightly discolored from the sun. Huzzah! $27.25, marked down from $40
4:45 pm: My angel of a baby sister, J, who lives just a few blocks away and is in a pod with us, comes to hang out with B for an hour so L can rest. I head to my good friend D’s place for my investment overalls appointment. She's going to alter their awkward wide leg into more of a tapered, mom jean shape. I have a capsule wardrobe which means I’ll wear these babies at least once a week, and plus I get to pay my friend, so I’m fine with the extra expense. When I arrive, she and her partner have the fire pit going, and we drink a couple glasses of wine together, yet more than 6 feet apart. I learn they are planning to move to the same new city as us in the next couple of years and legit cry happy tears.
Afterwards, I head out to pick up dinner for tonight. We are getting burgers from L’s favorite place as a treat. On my way, the WOLF MOON appears over the water and my stomach does triple flips. Then I pick up our dinner: a veggie burger with eggplant jam and kale for me; a real-meat burger with mushrooms, bacon, swiss, carmelized onion, and horseradish mayo for L; and an appetizer plate with pretzels, pimento cheese, onion jam, pickles, and chips for B. Delicious and unhealthy. The total is $34.54.
6:30: Home and eating dinner. B loves his meal, especially the “chokes.” He calls pretzels “chokes” because when L first started feeding them to him, I worried aloud that he would choke every time. I just couldn’t stop thinking about how a pretzel almost took out George W. Bush. Turns out our toddler is better at chewing than George W. Bush.
After dinner, L gives B a bubble bath while I do my own, very minimal, bedtime routine. Then L and I lay down with B to put him to sleep. He has a floor bed, which is a Montessori thing I learned about on mom blogs. L is a very hot and talented woodworker, so he took my floor bed dream to the next level by building a lovely house-shaped frame. The top beam is wrapped in twinkle lights and fake ivy. It’s a nice place to sleep, and we pass out here all the time.
10:30 pm: L wakes me up and we wander to our own bed.
🌿 DAILY TOTAL: 71.74
DAY 2: FRIDAY
4:15 am: Wake up and go look at the clock. Decide this is a silly time to get up on a day off, drink some water, and go lay back down. But once in bed all I can think about is how much I want to read the news, organize my resume, and update this money diary. This is the problem with falling asleep at toddler time. So I get up again at 4:45, make my coffee, read a New Yorker article about Biden’s pandemic response on my phone, and sit down to work on this diary.
6:00 am: L wakes up! He works on breakfast for himself and B and I start meal planning for the month. This is one of my best and most recent life hacks. I found that if I chart out our cooking, weekly takeout, and leftovers at the start of the month, we save lots of money and are so much less stressed about the labor that goes into feeding ourselves. I pull out Smitten Kitchen Every Day and use it to inspire the month’s meals. So quaint to cook from an actual BOOK.
6:45 am: B walks out of our room and announces that he drank my water off the side table. He’s so proud! And so ready to eat. While he eats breakfast, I snack on some grapes and, at B’s request, blast 7 Days A Week by They Might Be Giants. This is the consummate children’s song for any household that dreams of a self-determined world. Over the next hour I take B to school; make myself a real breakfast (a soy chorizo and egg taco); and browse TikTok. Eventually I find a series about this Gamestop situation by a smart Irish woman and L and I watch it together. When it’s over we feel like shrewd stock brokers ready to win money, and L gets to work teaching virtually.
I spend the morning painting our front door and our kitchen wall to prep our house to sell, and talking to my (other) little sister on the phone. She’s an HR person with a job that’s taken her far away from our family, and we don’t talk that often. It is so good to catch up on her life. After that I have a fun, day-off Zoom call with longtime bestie and coworker K. We drink coffee and talk about The Future.
12:30 pm: I make lunch (tomato soup with goat cheese on top, and a savory scone on the side) and get a text from another bestie, M, who offers me a little grant writing contract work this week. Yay! I love them and love working with them. Next, I order our groceries for the week. I get baking powder, eggs, cremini mushrooms, vegan sausage patties, oat milk, ginger root, shredded cheddar cheese, plantains, black beans, doggy bags, broccoli, vegan chicken strips, artichoke hearts, roasted red peppers, capers, ciabatta bread, grits, bananas, avocados, greek yogurt, and on impulse, a pineapple on sale (?!). Maybe B will love it. The total comes to $94.08.
1:15 pm: I do a brief power vinyasa class in B’s room and take a shower. It takes me approximately two Drake songs to shower and dry off, as I don’t have to wash my hair today and I never shave. I work on my resume until L and I leave to pick up B. On the way home we stop at the park to play, and then we all get in the car to pick up groceries.
6:30 pm: We get home later than planned and eat together: leftover tofu ramen for us and veggie lasagna for B, who is so sleepy that he hardly touches his lasagna. L gets him in the bath around 7:15 and I run through my evening routine. There’s a lot going on in the house - preschool lunch and clothes to put up, a mountain of laundry in our room, all of the groceries for the week waiting to be put away, and dinner dishes are languishing in the sink. L starts on chores while I get B dressed.
As I’m dressing B, my mom Facetimes and B shows her several of his board books. While we’re talking my dad texts me a heart emoji - he overheard B and my mom talking from his room. He lives with a disability and a painful illness, so he goes to bed very early. We hang up with my mom and record a video of B making “P” sounds and saying “I love you” to my dad, and send it over. This is the first time B’s ever said “I love you!” Huge news. We read books and fall asleep next to B.
9 pm: I wake up and nudge L but he wants to keep sleeping. I go clean the dinner dishes, put away the food and reorganize the cabinets and fridge, and mop the kitchen floor while I listen to The Daily’s latest reporting on QAnon believers who are at once totally bananagrams and also remind me very much of my aunt. L wakes up at 9:30 because he and Y, my sister’s boyfriend, are gonna game. Cute! He finishes the laundry and I fold a few diapers to help out. Then we lay in bed together until game time, when I fall asleep.
🌿 DAILY TOTAL: 94.08
DAY 3: SATURDAY
5:40 am: Wake up at a ~*~weekend hour~*~!! Start my kettle, clean and moisturize my face, pull out the ingredients for waffles, and pick up around the house while I wait for it to boil. I try to read some, but get bored a few pages in. I’m currently reading How to Do Nothing and it’s good enough, but I think I need to chill on the nonfiction and read, like, saucy romance novels with hot bisexual leads. Send me your recs please!
Waffle time! This recipe is my go-to. I recommend whipping the egg whites first. B wakes up around 7:15 and helps me cook which is cute and very messy. He eats his waffle with honey, peanut butter, and grapes. L wakes up after him - he had a late night gaming!
8 am: I open yesterday’s mail and find an anti-abortion DVD from L’s grandma. It’s Abby Johnson’s “memoir.” Abby Johnson is an opportunistic right winger and documented liar who once moonlighted as a Planned Parenthood clinic manager. L is a preacher’s kid, so we’re not surprised to receive this from his grandma. For example: 10 years ago, when L and I were a couple years into our relationship, her Christmas gift to me was a book about how one can recover from being a slut by getting married and finding Jesus. This particular package really sends me over the edge, though. I decide to write them a short note later that states my own experience with abortion and sets a clear boundary on this kind of propaganda, and includes an article about Abby Johnson’s bullshit life. It’s unlikely this will change their minds - they are septuagenarian Southern Baptists, after all - but at least I’ll be in my integrity.
In the meantime, I group text L’s siblings, and they commiserate with us. His one sibling who is transitioning shares that grandma recently sent them a book about how to tell your gay friends they’re sinning. We agree that’s hilariously dense (and fucking rude) of her, and talk about how everyone under forty is a gay slut living their best life, so really it’s grandma’s loss. During this time I clean the kitchen, finish the waffles, and freeze them for B’s weekday breakfasts.
9:30 am: B asks to use the potty and does a great job peeing on his own! He’s geeked about it and is especially excited to have my parents on Facetime cheering him on. After that we head out on our morning walk. L takes B to the playground and I take O to the dog park nearby. She gets tired pretty quick and we all head to the thrift store. We need chairs for our hand-me-down kitchen table. The ones that came with it are awkwardly wide. L spots two sturdy ones that are just $5 each. Score! $10
11:30 am: B and L are both wiped out once we get home. They eat lunch and go to sleep. I clean up the kitchen, repot one of my plants, water our porch plants, and eat some leftover ramen for lunch. The Marie Antoinette episode of You’re Wrong About keeps me company all the while. 10/10 would recommend.
2 pm: B wakes up and eats some lunch. We watercolor together for a while (he on his big paper, I in my bullet journal), then walk down the street to the local high school while L preps potatoes for our fondue. The high school grounds are open on the weekends, and there’s an amphitheatre on site. B loves the echo in there.
4:30 pm: L joins us in the amphitheatre and together we drag B two blocks back home. I prep the fondue: brie, gouda, and more gouda with white wine. It ends up being a little clumpy but so delicious. My sister, J, and her boyfriend, Y arrive while I’m cooking. Y brings yummy baguettes from his bakery job for the dipping and we prep broccoli, green beans, and tempeh too. We sit down in our new chairs to eat and for the zillionth time I am so thankful we’ve been able to make a pod together this year. Fondue would be a terrifying proposition with anyone else, really.
While we eat, Y tells us he put in his two weeks at the bakery because their COVID protocols aren’t so tight and his coworkers are continuing to go to bars and out to eat. His plan for now is to get back on unemployment and find a virtual job sometime soon. Both he and my sister have worked food service their whole adult lives so the pandemic has been tough on them. Besides the fact that they’re delightful and perfect, this is one key reason we’re planning to move with them to our new city this summer: L and I will be able to easily afford the majority of the rent, deposits, and utilities on a pretty big, and centrally located, house. Living together will allow us to grow our savings and take our time looking for a Forever Home, and will allow J and Y to pay really low rent as my sister goes back to school full time and Y looks for a full-time job. I’m really looking forward to living with them and know it’ll be good for B, too. They leave around 7 pm and we put B to bed, this time without falling asleep ourselves!
8:30 pm: Turn on How I Met Your Mother in bed and the episodes are baaaaad bad. One entire episode casts sex workers as a punch line. Ick. L and I agree to find a new show, and fall asleep around 10.
11 pm - 2 am: B is up and between our two beds. Wahhhh.
🌿 DAILY TOTAL: 10
DAY 4: SUNDAY
6 am: Up and at ‘em! Discover I’m out of my fancy coffee and don’t want to emphasize the flavor of our grocery store beans with a slow pour, so make a french press instead. B wakes up too early so we watch toddlers together on TikTok while I drink my coffee, then read books while L makes us all eggs for breakfast. We head out for our morning walk around 9 am and stop at a coffee shop a few blocks away. I pick up Counter Culture’s Iridescent beans, buy an espresso brownie on a whim, and tip the cashier because she’s so sweet and tipping is good. The total is 23.03. L takes B to the playground and I drop my purchases and O back at the house before I head out for a run.
9:45 am: It’s 65 degrees and my run is glorious. I run to the water and pause Lil Yachty for a minute to take it all in. Once home I shower and put on a black LA Apparel catsuit and a marled black and white cocoon sweater from AA of the past (I like what I like!). We feed B lunch and then L puts him down while I clean up.
Around 11:30, J comes over after to watch B while we remove the storm windows from our whole house and clean the windows underneath as part of our work to prep the house for sale. We’re a solid team: L removes the storm windows and caulks all the gaps in the wood while I follow behind him and wash the windows inside and out. Our sweet neighbor catches us cleaning and offers to let us use her power washer for free next weekend to clean up the front of the house. I resolve to bake them some cookies.
2:30 pm: We are done with the window operation and it’s time for me to water all 57 plants in the house. Along the way, discover that I overwatered B’s hoya last week and it’s rotting. Noooo! I unpot it on the porch to dry the roots, but it’s raining so this might not work. There’s only one surefire solution: buy a replacement plant! I try to convince L we should go to the nursery, but he’s not so into it. I walk around dejectedly with a towel to clean up all the water I spilled, and Zelle J $70 for babysitting even though she insists she would do it for free. Next B, L, and I share a snack: crackers with goat cheese and harissa. Mmm. B skips the harissa but loves the goat cheese. Meanwhile I begin to stress about making dinner. We’d planned goddess bowls but L and I just aren’t feeling it after our marathon of house work. L requests Chinese and is suddenly more amenable to visiting the nursery, which is near our favorite Chinese takeout spot. Score!
5:00 pm: We leave the plant shop with a heartleaf philodendron for B’s room and a giant, lovely, perfect monstera deliciosa just because. The total comes to $53.24. Then we pick up our food: $33.08 including the tip. L ordered a large veggie lo mein to share with B and General Tso’s chicken, and I got family style tofu and vegetables. We start B’s bedtime routine at 6:30 and he’s out by 7:00 - early for him!
After he’s down, L preps his breakfast sandwiches for the week and I do some dishes. Then we take mutual advantage of the extra hour we have together. Even after 12 years it’s always so good with L. I fall asleep around 10 pm feeling blessed.
🌿 Daily total: 179.32
DAY 5: MONDAY
5 am: I make my pour over and get started on work first thing. I have a couple of deadlines this week and the side gig to balance so I’m already feeling pressed for time! I wrap up an entire grant report before 6 am and feel very accomplished. Then I pause work to start our breakfast, which is all pre-prepped, hallelujah. While L and B eat breakfast, I get dressed in a black turtleneck minidress, busted old tights, black ankle socks, and my Doc Martens.
I help L load up the car with B and all his gear, and tell L to be careful. Today is L’s first day back teaching in person since December, and we’re both nervous since COVID is still running wild in our red state. On the way to work he fills up his car for $18.33.
2:30 pm: After another grant report, seventy gajillion emails, forty Slack messages, and several hours of Zoom calls, I’m ready for a break. I finish eating the quinoa salad I prepped during Zoom call #2 and then eat a pear too. I see our Misfits box has been delivered. It’s $30 a week, and is included in our monthly expenses. I unpack it, clean the counters, wipe down the bathroom sinks, take O for a walk, and sit down to work on my side gig grant report, which is due Wednesday. I set a 30 minute timer because I don’t want to be too late picking up B.
4:25 pm: Worked longer than I meant to! Pack some snacks and pick up B. On the way home we get a giant bag of potting soil so I can repot those plants. It’s $18.52. Come home and engage in B’s favorite winter activity: pressing all the buttons in the turned-off car. Meanwhile, in another car across town, L picks up a big bag of Purina One, butter, maple syrup, and applesauce. That total is $28.64.
5:30 pm: The whole family is home and we kick it inside until it starts to get dark. L and I gather all the things and take the creatures out for a walk even though there’s a light, but very cold, rain happening. B is cranky and so are we, so the walk is quick.
We eat leftover Chinese food around 7 and start B’s bedtime routine. B falls asleep at 8 and I update this diary for a while, then go watch Ted Lasso in bed with L til about 9:30. It’s much better than How I Met Your Mother, for the record.
🌿 DAILY TOTAL: 65.51
Day 6: TUESDAY
3 am: B wakes up and needs a diaper change. I have the hardest time falling back asleep after: I can’t stop thinking about how I left B’s hoya out in the cold with its roots exposed most of the day yesterday and into tonight. But it’s too cold for me to get up again and pull it inside! So instead I toss and turn and hope it’s not dead yet.
6 am: L’s alarm wakes me up! No early morning reading and writing time for me. I get right up, make a giant pour over, and get breakfast together while L wakes up B. Then I actually sit down with them to eat: B and I both eat boiled eggs with everything but the bagel seasoning and some coconut milk yogurt, and L sips his coffee while his breakfast sandwich heats in the oven. I get dressed in my workout gear and walk the dog while L gets B ready for school. They leave, and I finally bring the hoya in, and start work, around 7:30. L buys coffee and snacks from the gas station on his way to work: $6.88.
9:30 am: I grab some crackers and peanut butter from the kitchen and notice a DMV bill on the fridge I’ve been meaning to pay, but don’t totally understand. I call them up and respond to emails while I sit on hold. Turns out I owe the DMV $10 for paying my Dad’s van insurance late. With the “processing fee” it comes to $11.17.
1:30 pm: Been on Zoom calls all morning, and decide to switch over to the side gig work for a bit. Meanwhile I eat that quinoa salad I prepped yesterday. At 2 pm, my longtime bestie and neighbor F comes over and we take O for a walk in the park together and have such a good conversation. While the context is (very) different, I’m reminded of the Toni Morrison quote when I think of F: “She’s a friend of my mind.” Such a gem, and such a smartie. At 3:30 I start a HIIT yoga class and it kicks my butt even though it’s only 20 minutes long. Afterwards, I shower and pick up B.
5:00 pm: L arrives home while B and I are playing, and we get in the car once more to check out a cute couch L scoped out on Facebook marketplace. It’s a sweet vintage brown velvet actually-for-real midcentury situation. Unfortunately we discover it’s also small and very uncomfortable. $200 not spent. Once home, my family goes for a walk and I make dinner - this grits and beans recipe from NYT cooking. It’s blessedly quick to pull together. Meanwhile D texts me and says my overalls are ready! YAY! She’s gonna drop them off in a couple of days. She says the total is $30. I include a tip and Venmo her $40.
7:00 pm: At bedtime, B cannot get enough of his books and we read All The World several times. He finally falls asleep around 8:20 and L and I eat dinner on the couch, with Ted Lasso. I drink a glass of red wine, which is a mistake: my anxiety spikes right after, my stomach hurts, and I can’t sleep. This is very upsetting as I want very much to be a wine mom. Does this happen to anyone else?
🌿 DAILY TOTAL: 58.05
DAY 7: WEDNESDAY
5:45 am: Wake up with B cuddled into my back - L moved him to our bed in the middle of the night after his second wake up. Get my coffee and breakfast together and sit down at my computer to work on the side gig grant while everyone's asleep. Then L and I manage the morning rush together. I eat sourdough toast, two scrambled eggs, and some pineapple along the way.
7:30 am: Take O out for a walk and on a whim decide to listen to one of my favorite easy-listening pods: A Beautiful Mess. Normally the two sisters and co-hosts, Elsie and Emma, chat about things like home decor or craft making or how to balance kids and work. This episode is about the host’s evangelical upbringing, though, and is a real raw and honest tear jerker. Pair it with this, one of my top reads of 2020: “What Does the White Evangelical Want?” It gets me thinking about L’s upbringing in the church. He and all his siblings are all agnostic now.
Finally sit down at my desk and debate taking Adderall. I used it regularly in college and for a few years after in order to Do All The Things. I try to stay away from it now - I’m not trying to live an impossible life any more - but I also really want to pick B up earlier than normal today, and that means I need to meet all my deadlines and make it through two Zoom calls with my direct reports by 3 pm. I decide to take 4 mg. Right after I take it, three different friends text me at once and then, suddenly, I’ve spent an hour catching up via text. Get to work for real around 9 am.
3:00 pm: Wrapped all my calls, answered all my emails, washed all the dishes, ate some lunch, and finished the side gig work! OK Adderall, you beautiful bitch. Spend a few more minutes tying up loose ends and then gather my things to pick B up from school. The plan today is to go “play basketball” in the park near his school because he is OBSESSED with balls, and I’m trying to do more magical things every day with him. It’s cold but I’m ready to brave it on his precious, curly-headed behalf.
At 4 pm J calls and asks to go pick him up with me. Hooray, things just got even more magical! We head to a different-than-usual park together and run around until B sits in, and then drinks from, a puddle. We panic and J googles “What happens if my baby drinks from a puddle?” The search returns lots of stories of babies eating muddy rocks and surviving, so we decide it’s ok.
5:00 pm Head home and L is back from work! We take the smols on a walk and I tell L that I think nighttime screentime is making me anxious. I’m a sensitive creature and I really don’t want to blame the wine. He’s very perfect so he helps me think through an alternate plan for this evening: hot tea and book reading in bed, and maybe sex, too! Fun.
Next, I head home with O to pot the plants we bought the other day, and L takes B to the playground. They get back around 6:30 and I am very excited to reveal my new plant placements. Everyone feigns interest except O. Then we eat leftovers together and B gets in bed around 7:30. L and I promptly fall asleep next to him and don’t wake up again til 11 pm. Guess our new nighttime routine will have to wait til tomorrow!
🌿 DAILY TOTAL: 0
❤️ Section 5: TOTALS
Total Expenses: $478.71
Food & Drink: $220.25
Fun & Entertainment: $0
Home & Health: $109.01
Clothes & Beauty: $40
Transport: $29.50
Other: $79.95
❤️ Section 6: REFLECTION
This week reflects a new normal for us, I think! We just set the goal of saving up for another down payment in December, and that’s when I swore off online shopping both to save money and to stop lining the pockets of evil billionaires like Bezos (no shade to anyone who uses Amazon, this is purely a personal goal & I’m not sure I can meet it). This self-imposed rule is helping me reign in my discretionary spending overall. L and I have only been living a two-income, middle class life for a few years, and my lifestyle creep was a little out of control in 2020. That said, I can and do still regularly justify spending money on things that make life more luxurious and beautiful - like a $40 candle or a totally unnecessary but very lovely plant.
There are a couple of things not reflected in this diary that we regularly spend on: gifts (my achilles heel - for example, we spent three! thousand! dollars! on Christmas gifts in December), and medical bills. Both B and I had to visit the emergency room in 2020 and we are still getting random bills in the mail as our insurance company and the hospital duke it out. As I was editing this diary on Thursday, I received one for $787. Wahhhh. I think I’m gonna get on a payment plan, but even so that it will be over $200 a month.
Last thought: this process got me thinking in some detail about the contradiction of organizing for the fall of capitalism (and the rise of a more gentle and just economic system), yet believing everyone - including ourselves and our own families - deserve to live full and abundant lives. This means I compromise my own anti-capitalist values and beliefs every day, in big and small ways. Discuss?
submitted by mdanonomy21 to MoneyDiariesACTIVE [link] [comments]

Wine release 6.0

The Wine team is proud to announce that the stable release Wine 6.0 is now available. This release represents a year of development effort and over 8,300 individual changes. It contains a large number of improvements that are listed in the release notes below. The areas of major changes are: - Core modules in PE format. - Vulkan backend for WineD3D. - DirectShow and Media Foundation support. - Text console redesign. This release is dedicated to the memory of Ken Thomases, who passed away just before Christmas at the age of 51. Ken was an incredibly brilliant developer, and the mastermind behind the macOS support in Wine. We all miss his skills, his patience, and his dark sense of humor. The source is available from the following locations: https://dl.winehq.org/wine/source/6.0/wine-6.0.tar.xz http://mirrors.ibiblio.org/wine/source/6.0/wine-6.0.tar.xz Binary packages for various distributions will be available from: https://www.winehq.org/download You will find documentation on https://www.winehq.org/documentation You can also get the current source directly from the git repository. Check https://www.winehq.org/git for details. Wine is available thanks to the work of many people. See the file AUTHORS in the distribution for the complete list. ---------------------------------------------------------------- What's new in Wine 6.0 ====================== *** PE modules - The core DLLs, including NTDLL, KERNEL32, GDI32, USER32, etc. are built in PE format. This should help a number of copy protection schemes that check that the DLL files on disk match the in-memory contents. - There is a new mechanism to associate a Unix library with a PE module, to make it possible to call Unix libraries from PE for the functions that can't be handled with Win32 APIs. These libraries are found by replacing the PE module file extension with .so, for instance ntdll.dll -> ntdll.so. They have to be located next to the PE file on disk. - Winelib modules no longer link against libwine.so, or require it at run-time. This is a backwards incompatible change, meaning that modules built with Wine 6.0 won't run on older Wine versions. - The libwine library is no longer used, but it's still provided to support running Winelib modules built against older versions. It is deprecated however, and will be removed in a future Wine release. Applications that explicitly call libwine functions will need to be changed to call equivalent Win32 or Unix APIs instead. As a consequence, the wine/library.h header has also been removed. - PE modules can be built with their debug information split to a separate file, to reduce the size of the files installed into the Wine prefix. *** Direct3D - An experimental Vulkan renderer for WineD3D is implemented. This requires the vkd3d-shader library in order to translate Direct3D shaders to SPIR-V shaders. In this release, shader support in the Vulkan renderer is limited to shader model 4 and 5 shaders. In practice, that limits its usefulness to Direct3D 10 and 11 applications. The Vulkan renderer can be enabled by setting the Direct3D "renderer" registry setting to "vulkan". - The following Direct3D 11 features are implemented: - Per render-target ("independent") blend states. - Dual-source blending. - Multi-sample anti-aliasing sample masks. - Several more capability queries. - Support for Direct3D 9 alpha-to-coverage multi-sampling is implemented. - When the EXT_framebuffer_multisample_blit_scaled OpenGL extension is available, scaled multi-sample resolve operations can happen as a single operation. - When the ARB_buffer_storage OpenGL extension is available, it will be used to allocate OpenGL buffer objects. This can result in minor performance improvements with some application and driver combinations. - The Direct3D graphics card database recognizes more graphics cards, and the reported driver versions have been updated. - New or modified HKEY_CURRENT_USER\Software\Wine\Direct3D registry keys: - "renderer" (REG_SZ) The backend API to target. This existing setting has an additional valid value in this release: "vulkan". Possible values are now "gl" (default) for OpenGL, "gdi" or "no3d" for GDI, and "vulkan" for Vulkan. - "csmt" (REG_DWORD) Enable or disable multi-threaded command stream features. This existing setting has an additional valid bit-field value in this release. Valid bit-fields in this release are: - 0x1 Enable the multi-threaded command stream feature. - 0x2 Enable serialization between multiple command streams in the same application. This feature is primarily useful for applications using multiple Direct3D instances from different threads, in combination with OpenGL drivers that do not properly support multi-threaded access themselves. As of this release, this is known to affect Microsoft Office 2013 and later versions in combination with the Mesa-based Nouveau driver. Note that this setting is a bit-field; in order to enable both features above, set this to 0x3. - Removed HKEY_CURRENT_USER\Software\Wine\Direct3D registry key: - "DirectDrawRenderer" This setting was previously deprecated in favor of the "renderer" setting, and has been removed in this release. *** D3DX - Drawing text using the ID3DXFont interface is implemented. - The ID3D12ShaderReflection shader reflection interface is implemented. - The D3DX10GetImageInfoFromMemory() and related image information query functions are implemented. *** Graphics - Drawing arcs, ellipses and rounded rectangles using the Direct2D API is implemented. - The standard sRGB color profile is installed into the prefix, for applications that expect to load it directly. - The Null display driver can be used as a proper display driver, for cases when a user interface is not needed. - WindowsCodecs supports decoding images in DDS (DirectDraw Surface) and JPEG-XR formats, as well as encoding images to GIF format. - The Vulkan driver creates the JSON manifest and registry entry used by the official Vulkan loader. - The Vulkan driver supports up to version 1.2.162 of the Vulkan spec. - There are a number of improvements in GdiPlus, including support for widening lines, more hatch styles, and more record types in metafiles. *** Audio / video - The Media Foundation framework is more complete, including: - Initial Media Session implementation for state changes and data flow. - Initial Streaming Audio Renderer (SAR) pipeline component implementation. - Initial Video Renderer implementation, a pipeline component hosting EVR mixer and presenter. - Initial Topology Loader implementation. - Various fixes for the Source Reader. - Initial Media Engine implementation. - Asynchronous queues functionality is moved to rtworkq.dll. - The AMStream (ActiveMovie Multimedia Streaming) library is more fully implemented, including support for streaming and sample management. - The Video Mixing Renderer supports the following features: - Windowless and renderless mode. - Automatic stretching and resizing of the video to match the window size. - Hardware-accelerated color space conversion of YUV formats, if supported by the underlying Direct3D implementation. - Preservation of video aspect ratio via letterboxing. - The Video Mixing Renderer is used as the default video renderer if supported by the underlying Direct3D implementation, replacing the GDI video renderer. - The DirectShow File Writer filter is implemented. - The DirectX Media Object (DMO) Wrapper filter is implemented. DMOs can be automatically enumerated and plugged into the filter graph. - The video capture filter supports reporting more information about video formats, including supported sizes and frame rates. - More Media Detector APIs are implemented. - The GStreamer wrapper filter supports video and audio format conversion within the GStreamer pipeline. This obviates the need for extra transform filters, and accordingly the GStreamer-based YUV to ARGB converter, audio converter, and mp3 decoder have been removed. Any video can be output in any of several RGB and YUV formats, allowing for better performance in some cases. - The Enhanced Video Renderer (EVR) contains an initial default mixer and presenter implementation using DXVA2 API. - The XACT3 (Cross-platform Audio Creation) engine library and interfaces are implemented through FAudio. *** Text and fonts - Text console support is reimplemented, using the architecture of recent Windows versions, which is closer to the Unix way of doing things. In particular: - Pseudo consoles are implemented (equivalent to Unix pseudo TTYs). - All console handling is done in the ConHost process. WineConsole is now only a thin wrapper around ConHost. - ConHost handles VT escape sequences, meaning that the Unix Curses library is no longer needed. - Default shaping features are enabled for all scripts in DirectWrite. All types of GSUB/GPOS lookups are supported. - In DirectWrite, CMAP data is read directly from the font without global cache or a need to create FreeType objects, for improved performance. - The font initialization in GDI32 avoids loading fonts through FreeType when possible, for faster startup times. The font registry cache is also more efficient. - The Uniscribe support in the USP10 library is moved into GDI32, as per recent Windows versions. - An initial version of the Webdings font is implemented, with only a few glyphs at this point. *** Input devices - Raw input devices and messages are implemented, and used by DirectInput instead of less efficient low-level hooks. - An initial USB kernel driver is implemented, based on the LibUSB library, to provide access to USB devices. - Mouse position history is implemented, for games that want more precise mouse positions. - SDL controller mappings can be set through the 'SDL_GAMECONTROLLERCONFIG' environment variable. - Plug & Play device notifications are implemented. *** Desktop integration - Display settings are retrieved through XRandR 1.4 if available. This also provides support for multiple display orientations. - There is a consistent view of the graphics adapters across the X11, OpenGL and Vulkan APIs. - The desktop work area layout is supported on multi-monitor setups using the _GTK_WORKAREAS property. *** Internationalization - Unicode character tables are based on version 13.0.0 of the Unicode Standard. - Unicode normalization is fully standard-compliant, including support for Hangul, supplementary character planes, and IDN normalization. - Codepage and other Unicode tables are stored in external NLS files compatible with Windows. This makes it possible to test with the native files to track down character mapping issues. - Codepage mapping tables are generated from Microsoft's Open Specification data for better compatibility. - Unicode linguistic case mappings for languages like Turkish are implemented. - Codepage 708 (Arabic ASMO) is supported. *** Kernel - Windows version compatibility mode is implemented, to only report the newest Windows versions to applications that have declared that they support them. - INI file mappings are implemented, to redirect .ini file entries to registry keys. - Many more NT kernel objects and functions are implemented, to support anti-cheat systems that load kernel drivers. - A NetIO.sys kernel driver is implemented, to support copy protection drivers that want to access the network. - AVX registers are supported in register contexts and exception handling on x86 platforms. - The Kernel User Shared Data block contains up-to-date timestamps, to avoid system calls when retrieving the current time counter. *** C Runtime - The C runtime import libraries provide the necessary runtime support so that PE modules no longer depend on the MinGW runtime. - The Wine modules are all built against the new UCRT runtime. - Winegcc uses the new UCRT runtime by default, unless an older C runtime library is explicitly imported. - The C runtime supports Windows locales that use the UTF-8 codepage. - A number of C runtime math functions are implemented internally based on code from the Musl C library, to avoid depending on the system math library. - Floating point formatting is reimplemented in the C runtime to avoid depending on the system printf function. *** Internet and networking - The Gecko engine is updated to version 2.47.2. - The WebSocket API is implemented. - JScript and VBScript report the correct location for errors in scripts. - There are various improvements to the LDAP and Active Directory Service support. - There is an initial implementation of the NDIS network driver. - The OLE data link dialog supports configuring the ODBC data connection. *** Cryptography - The BCrypt library supports additional algorithms, including DSA keys and the 3DES cipher. - The DSSENH (Digital Signatures) Cryptographic Provider is implemented, and enabled by default. *** Alternative platforms - Support for exception handling and stack unwinding on ARM platforms (both 32-bit and 64-bit) should be on par with the x86 architectures. - There is initial support for ARM64 on macOS, for the new Apple Silicon. - Support for the obsolete 32-bit PowerPC architecture is removed. It had been broken for some time already. - Case-insensitive filesystem optimizations are enabled on FreeBSD. *** Builtin applications - WineCfg supports querying and modifying the configured Windows version through the command line with a new /v option. - The Shell Folders configuration in WineCfg also supports the Downloads and Templates folders. - The removable drive autodetection has been removed in WineCfg, now that the dbus dynamic device support is stable. - The FSUTIL tool supports a 'hardlink' command to create hard links. - The FIND tool supports searching multiple files, in addition to standard input. - The WHOAMI tool is implemented to display the current username. *** Development tools - Winegcc supports generating PDB files when building PE DLLs, for compatibility with Windows debuggers. - DbgHelp supports GNU-style debug information also in PE files. - Winegcc can generate an import library directly when building a DLL, with the '-Wl,--out-implib' option. - The various build tools also look for include and library files in paths relative to the tool binary, to allow relocatable Winelib installations. - The Resource Compiler (wrc) and Message Compiler (wmc) use the external NLS files for codepage conversions. If necessary, the path to the external files can be specified with the '--nls-dir' option. - There are various improvements in the gdb proxy mode in WineDbg, including support for hardware watchpoints, and for loading symbols from PE modules. - The Message Compiler (wmc) handles the Unicode BOM to detect the input file format. - The Resource Compiler (wrc) has a '--utf8' option to specify UTF-8 input, as an alternative to putting #pragma codepage inside the file. - The IDL compiler (widl) supports a WinRT mode, and various constructs specific to that mode. - The IDL compiler (widl) supports custom attributes in type libraries. *** Build infrastructure - Makefiles are no longer recursive; a single Makefile is generated to build the entire tree, with correct dependencies between modules. - Automake-style silent build rules are supported. They are disabled by default, but can be enabled by passing the '--enable-silent-rules' option to configure. - The new LLVM-MinGW compiler is supported for PE cross-compilation. - Building with the Clang compiler in MSVC mode is supported. - A '-syscall' entry point flag is supported in spec files, to generate NT-style system call entry points. *** Miscellaneous - The Mono engine is updated to version 5.1.1, containing the open sourced parts of the WPF framework, and initial replacements for some of the closed source parts. - Most modules have been converted to use wide-character string constants like L"abc" instead of explicit arrays, for more readable code. - Many of the less common timezones (for various remote islands) are supported. - Listviews and image buttons are supported in MSI installers. - There is initial support for the Print Ticket API. *** New external dependencies - The LibUSB library is used to implement the USB driver. - The VkD3D-Shader library is used to translate Direct3D shaders to SPIR-V shaders for the WineD3D Vulkan renderer. - The Curses, GLU, and Zlib libraries are no longer used. 
Taken from https://www.winehq.org/pipermail/wine-announce/2021-January/000510.html
submitted by l_bratch to linux_gaming [link] [comments]

apple games you can play without internet video

Best iPhone Games You Can Play Without Wi-Fi or Data: Your Subway Rides Don't Have to Suck. By Melanie Ehrenkranz. ... You don't need internet to collect sugar drops in the Candy Kingdom. Are you looking for a great little handful of games to play offline on iOS iPhone mobile devices? All 20 of the following games can be played without an internet connection and offer a great gaming experience. Temple Run 2, Angry Birds 2, Candy Crush Saga, Plant Vs Zombies 2, Dots & Co, Subway Surfer, Shadow Fight 3, Flow Free, Sudoku, and Asphalt 8: Airborne are the best free “No WiFi games” for iPhone and iPad. However, we also have an extensive list of best offline iPhone games that don’t need WiFi. Best Offline Games for iPhone to Play Without WiFi. There are times when you don’t have access to WiFi and you don’t have an active internet connection as well. Games that do not require an internet connection or mobile data are of great help in such times. We have previously shared our extensive research about best No WiFi Games you can ... Concept of Free Games Without WiFi Or No Wifi Games Free. No wifi games or free games without wifi are the type of games which you can play without wifi or with no internet connection. Nowadays as we know mobile internet connection pack prices are at the pick, and most of the data consumed by this high-graphic games, even if you have enough data connection but sometimes you are at some place ... But you also have to be careful and avoid slicing the explosives that appear along with the fruits Asphalt 8: Airborne No list of best offline mobile games can be considered complete without Asphalt 8: Airborne. Among the best racing games available on Android (and other platforms), Airborne's game play is similar to that of its predecessor. 10 30 Game Apps You can Play Without WiFi Shannon O. We try to reduce screen time as much a possible to be present in each moment and connect with the people around us here at Republic. Play These Fun Free Apple Watch Games Well, those were 10 fun and free Apple Watch games that you should definitely check out. I have tried to include all types of games in this list including puzzle games, platformer games, card games, and more so no matter what kind of watchOS games you’re looking for, you should find something that fits your needs. You can play this game online, and offline as well, this allows for hours of fun whether you are connected to the internet, or you are not. Sea Battle 2 is super fun to play, provided you can overcome the somewhat older looking graphics. Whether you’re on a long flight, taking the subway to work, or simply can’t access your network from your current location, you might want to be on the lookout for some excellent mobile games you can play while on the run, Whether on your commute, traveling to a faraway vacation, or bored while waiting in line at your local coffee shop, these games for both iOS and Android offer something ...

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apple games you can play without internet

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